# DB손해보험 vs 디지로카(롯데카드)

The clearest difference is rating: 디지로카(롯데카드) at 2.5 against DB손해보험's 1.7. 디지로카(롯데카드) also leads on update cadence (fortnightly vs every 2 months) and ratings volume (40 vs 6). DB손해보험's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

디지로카(롯데카드) holds the better App Store score, 2.5 against 1.7. That said, the two scores are not equally well evidenced: 디지로카(롯데카드) has 40 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 35% of DB손해보험's written reviews are positive against 20% of 디지로카(롯데카드)'s, so the app with the better star average is not the one people write more warmly about.

DB손해보험 ships an update every 2 months, 디지로카(롯데카드) fortnightly. The most recent releases landed on October 9, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | DB손해보험 | 디지로카(롯데카드) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (6 ratings)](https://appshunter.io/ios/app/db/id430297602/reviews) | **[2.5 (40 ratings)](https://appshunter.io/ios/app/id688047200/reviews)** |
| Number of ratings | 6 | **40** |
| Positive reviews | **34.8% of reviews** | 20.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 126 MB | 373 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DB Insurance Co., Ltd.](https://appshunter.io/developer/399208940) | [LOTTE CARD CO, LTD.](https://appshunter.io/developer/368195932) |

## What reviewers say

### DB손해보험

[App page](https://appshunter.io/ios/app/db/id430297602)

Manage your insurance policies, make payments, apply for loans, and file claims conveniently. Access policy details, update personal information, and request certificates. Offers services for various insurance types and provides customer support.

**Highlights:** Policy management and inquiry, Premium payment and loan services, Insurance claim submission and tracking, Insurance product information, Customer service and support, Digital certificate and authentication

**Features:** Vision Pro support

**In-app purchases:** none


### 디지로카(롯데카드)

[App page](https://appshunter.io/ios/app/id688047200)

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

**Highlights:** Personalized content dashboard, Card benefit management, Curated shopping marketplace, Travel booking and deals, Lifestyle tracking and insights, Reward programs and missions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DB손해보험 free?

DB손해보험 is free to download, with no in-app purchases.

### Is 디지로카(롯데카드) free?

디지로카(롯데카드) is free to download, with no in-app purchases.

### Which has better reviews, DB손해보험 or 디지로카(롯데카드)?

디지로카(롯데카드) is rated higher. DB손해보험 averages 1.7 out of 5 from 6 ratings, while 디지로카(롯데카드) averages 2.5 from 40 ratings.

### Do DB손해보험 or 디지로카(롯데카드) have ads?

디지로카(롯데카드) shows ads; DB손해보험 does not.

### Which is updated more often, DB손해보험 or 디지로카(롯데카드)?

DB손해보험 ships an update every 2 months, and 디지로카(롯데카드) fortnightly. Most recently, DB손해보험 was updated on October 9, 2026 and 디지로카(롯데카드) on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*