# Rocket Mortgage vs READYSAVE 529

Rocket Mortgage and READYSAVE 529 both sit at 4.9 stars, but that hides the real split: 93% of Rocket Mortgage's written reviews are positive against 31% of READYSAVE 529's. Rocket Mortgage also leads on chart position (#131 vs unranked) and update cadence (fortnightly vs monthly). READYSAVE 529's advantage is iOS requirement (14.0 vs 18.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Rocket Mortgage against 4.7 for READYSAVE 529. That said, the two scores are not equally well evidenced: Rocket Mortgage has 182K ratings behind it against 30K, so its average is the more settled of the two. Written reviews are what separate them: 93% of Rocket Mortgage's written reviews are positive against 31% of READYSAVE 529's.

Rocket Mortgage ships an update fortnightly, READYSAVE 529 monthly. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Rocket Mortgage | READYSAVE 529 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (182K ratings)](https://appshunter.io/ios/app/rocket-mortgage/id431156417/reviews)** | [4.7 (30K ratings)](https://appshunter.io/ios/app/readysave-529/id1538849481/reviews) |
| Number of ratings | **182K** | 30K |
| Positive reviews | **93.2% of reviews** | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Best chart rank | **#131** | — |
| Size | 176 MB | 36 MB |
| Requires iOS | 18.0 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rocket Mortgage, LLC](https://appshunter.io/developer/431156420) | [Ascensus](https://appshunter.io/developer/1455711984) |

## What reviewers say

### Rocket Mortgage

[App page](https://appshunter.io/ios/app/rocket-mortgage/id431156417)

**Currently charting:** #131 Top Free · Finance (US App Store)

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

**Highlights:** Apply for home loans, Manage mortgage payments, Track application progress, View loan details, Monitor home value, Access expert support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and seamless application process
- 👍 Knowledgeable and responsive customer service
- 💡 Transparent loan options and information
- 🚀 Quick and efficient mortgage experience
- 👍 User-friendly app and website

**What reviewers complain about**

- 🐛 Inconsistent communication and updates
- 🔒 Concerns about credit score impact
- 🐛 Miscommunication and changing loan details
- 🐛 Issues with PMI removal and refinancing
- 🐛 Aggressive unsolicited sales calls and marketing

**Reported bugs**

- App issues with screen scaling and display
- Inconsistent loan approval and processing

**Requested features**

- Automatic principal payment scheduling
- Improved app functionality and UI
- Better transparency on loan details and changes


### READYSAVE 529

[App page](https://appshunter.io/ios/app/readysave-529/id1538849481)

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

**Highlights:** Secure 529 account access, View balance and transaction history, Add one-time or recurring contributions, Track investment allocations, Invite others to contribute, Withdraw funds for education expenses (July 2025)

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking 529 plans
- 💡 Allows recurring contributions
- 🚀 Fast and responsive
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🔍 Limited functionality compared to website
- 🔍 Lacks key features like performance tracking and withdrawal options
- 🔍 Recurring contributions not flexible enough
- 🔍 Difficult to find and navigate the app

**Reported bugs**

- Login issues with Face ID and password saving
- Inconsistent behavior when making changes to accounts
- Delayed processing of contributions and gifts
- Navigation issues within the app

**Requested features**

- Add ability to view individual investment performance
- Provide more detailed information on fund allocations and investment options
- Allow withdrawals and distributions from the app
- Implement alerts for when relatives contribute to accounts
- Support for tracking multiple 529 accounts across different states


## Frequently asked questions

### Is Rocket Mortgage free?

Rocket Mortgage is free to download, with no in-app purchases.

### Is READYSAVE 529 free?

READYSAVE 529 is free to download, with no in-app purchases.

### Which has better reviews, Rocket Mortgage or READYSAVE 529?

Rocket Mortgage is rated higher. Rocket Mortgage averages 4.9 out of 5 from 182K ratings, while READYSAVE 529 averages 4.7 from 30K ratings.

### Do Rocket Mortgage or READYSAVE 529 have ads?

Neither Rocket Mortgage nor READYSAVE 529 shows ads.

### Which is updated more often, Rocket Mortgage or READYSAVE 529?

Rocket Mortgage ships an update fortnightly, and READYSAVE 529 monthly. Most recently, Rocket Mortgage was updated on November 4, 2026 and READYSAVE 529 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*