# Rocket Mortgage vs Shellpoint

Rocket Mortgage and Shellpoint both sit at 4.9 stars, but that hides the real split: 93% of Rocket Mortgage's written reviews are positive against 55% of Shellpoint's. Rocket Mortgage also leads on update cadence (every 2 weeks vs monthly) and ratings volume (180K vs 17K). Shellpoint's advantage is iOS requirement (15.0 vs 18.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Rocket Mortgage against 4.9 for Shellpoint. That said, the two scores are not equally well evidenced: Rocket Mortgage has 180K ratings behind it against 17K, so its average is the more settled of the two. Written reviews are what separate them: 93% of Rocket Mortgage's written reviews are positive against 55% of Shellpoint's.

Rocket Mortgage ships an update every 2 weeks, Shellpoint monthly. Both last shipped on September 25, 2026.

## The numbers

| Metric | Rocket Mortgage | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (180K ratings)](https://appshunter.io/ios/app/rocket-mortgage/id431156417/reviews) | [4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews) |
| Number of ratings | **180K** | 17K |
| Positive reviews | **93.3% of reviews** | 55.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Best chart rank | **#157** | — |
| Size | 165 MB | 73 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rocket Mortgage, LLC](https://appshunter.io/developer/431156420) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### Rocket Mortgage

[App page](https://appshunter.io/ios/app/rocket-mortgage/id431156417)

**Currently charting:** #157 Top Free · Finance (US App Store)

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

**Highlights:** Apply for home loans, Manage mortgage payments, Track application progress, View loan details, Monitor home value, Access expert support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and seamless application process
- 👍 Knowledgeable and responsive customer service
- 💡 Transparent loan options and information
- 🚀 Quick and efficient mortgage experience
- 👍 User-friendly app and website

**What reviewers complain about**

- 🐛 Inconsistent communication and updates
- 🔒 Concerns about credit score impact
- 🐛 Miscommunication and changing loan details
- 🐛 Issues with PMI removal and refinancing
- 🐛 Aggressive unsolicited sales calls and marketing

**Reported bugs**

- App issues with screen scaling and display
- Inconsistent loan approval and processing

**Requested features**

- Automatic principal payment scheduling
- Improved app functionality and UI
- Better transparency on loan details and changes


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is Rocket Mortgage free?

Rocket Mortgage is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, Rocket Mortgage or Shellpoint?

Rocket Mortgage and Shellpoint are both rated 4.9 out of 5 on the App Store, from 180K and 17K ratings respectively.

### Do Rocket Mortgage or Shellpoint have ads?

Neither Rocket Mortgage nor Shellpoint shows ads.

### Which is updated more often, Rocket Mortgage or Shellpoint?

Rocket Mortgage ships an update every 2 weeks, and Shellpoint monthly. Most recently, Rocket Mortgage was updated on September 25, 2026 and Shellpoint on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*