# Rocket Mortgage vs Time ROI

The clearest difference is in-app purchases: Rocket Mortgage at none against Time ROI's 2. Rocket Mortgage also leads on chart position (#176 vs unranked). Time ROI's advantage is iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Time ROI sells 2 in-app purchases, starting at $4.99 per month. Rocket Mortgage asks for nothing beyond the download.

Rocket Mortgage ships an update fortnightly, Time ROI every 3 weeks. The most recent releases landed on October 25, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Rocket Mortgage | Time ROI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (181K ratings)](https://appshunter.io/ios/app/rocket-mortgage/id431156417/reviews)** | — |
| Number of ratings | **181K** | — |
| Positive reviews | 93.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | — |
| Best chart rank | **#176** | — |
| Size | 175 MB | 60 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rocket Mortgage, LLC](https://appshunter.io/developer/431156420) | [Eric Head](https://appshunter.io/developer/1875747118) |

## What reviewers say

### Rocket Mortgage

[App page](https://appshunter.io/ios/app/rocket-mortgage/id431156417)

**Currently charting:** #176 Top Free · Finance (US App Store)

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

**Highlights:** Apply for home loans, Manage mortgage payments, Track application progress, View loan details, Monitor home value, Access expert support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and seamless application process
- 👍 Knowledgeable and responsive customer service
- 💡 Transparent loan options and information
- 🚀 Quick and efficient mortgage experience
- 👍 User-friendly app and website

**What reviewers complain about**

- 🐛 Inconsistent communication and updates
- 🔒 Concerns about credit score impact
- 🐛 Miscommunication and changing loan details
- 🐛 Issues with PMI removal and refinancing
- 🐛 Aggressive unsolicited sales calls and marketing

**Reported bugs**

- App issues with screen scaling and display
- Inconsistent loan approval and processing

**Requested features**

- Automatic principal payment scheduling
- Improved app functionality and UI
- Better transparency on loan details and changes


### Time ROI

[App page](https://appshunter.io/ios/app/time-roi/id6764358859)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| True ROI Pro Monthly | $4.99 | per month |
| True ROI Pro Annual | $39.99 | per year |


## Frequently asked questions

### Is Rocket Mortgage free?

Rocket Mortgage is free to download, with no in-app purchases.

### Is Time ROI free?

Time ROI is free to download, with in-app purchases available.

### Do Rocket Mortgage or Time ROI have ads?

Neither Rocket Mortgage nor Time ROI shows ads.

### Which is updated more often, Rocket Mortgage or Time ROI?

Rocket Mortgage ships an update fortnightly, and Time ROI every 3 weeks. Most recently, Rocket Mortgage was updated on October 25, 2026 and Time ROI on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*