# LBS Health Spending App vs My CDPHP®

The clearest difference is rating: My CDPHP® at 2.8 against LBS Health Spending App's 1.2. My CDPHP® also leads on iOS requirement (12.1 vs 17.0). LBS Health Spending App's advantage is review sentiment (15% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My CDPHP® holds the better App Store score, 2.8 against 1.2. Both are backed by a comparable volume of ratings — 33 and 41 respectively. Written reviews complicate that: 15% of LBS Health Spending App's written reviews are positive against 0% of My CDPHP®'s, so the app with the better star average is not the one people write more warmly about.

LBS Health Spending App ships an update every 4 months, My CDPHP® every 2 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | LBS Health Spending App | My CDPHP® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (33 ratings)](https://appshunter.io/ios/app/lbs-health-spending-app/id431192499/reviews) | **[2.8 (41 ratings)](https://appshunter.io/ios/app/my-cdphp/id1457028996/reviews)** |
| Number of ratings | 33 | **41** |
| Positive reviews | **14.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 32 MB | 90 MB |
| Requires iOS | 17.0 | **12.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Lifetime Benefit Solutions, Inc.](https://appshunter.io/developer/431192502) | [Capital District Physicians' Health Plan, Inc.](https://appshunter.io/developer/491929502) |

## What reviewers say

### LBS Health Spending App

[App page](https://appshunter.io/ios/app/lbs-health-spending-app/id431192499)

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Securely check balances, view claims, and submit receipts in real-time. This app simplifies your health spending with intuitive navigation and time-saving features.

**Highlights:** Check account balances 24/7, View account summaries and charts, Submit receipts for claims, Scan product barcodes for eligibility, File claims for FSA and HRA, Manage HSA transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### My CDPHP®

[App page](https://appshunter.io/ios/app/my-cdphp/id1457028996)

Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.

**Highlights:** View health coverage details, Track filed and processed claims, Monitor out-of-pocket spending, Estimate medical costs, Compare provider and facility costs, Submit medical claims

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LBS Health Spending App free?

LBS Health Spending App is free to download, with no in-app purchases.

### Is My CDPHP® free?

My CDPHP® is free to download, with no in-app purchases.

### Which has better reviews, LBS Health Spending App or My CDPHP®?

My CDPHP® is rated higher. LBS Health Spending App averages 1.2 out of 5 from 33 ratings, while My CDPHP® averages 2.8 from 41 ratings.

### Do LBS Health Spending App or My CDPHP® have ads?

Neither LBS Health Spending App nor My CDPHP® shows ads.

### Which is updated more often, LBS Health Spending App or My CDPHP®?

LBS Health Spending App ships an update every 4 months, and My CDPHP® every 2 months. Most recently, LBS Health Spending App was updated on October 30, 2026 and My CDPHP® on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*