# AmFirst Digital Banking vs Cullman

The clearest difference is update cadence: AmFirst Digital Banking at monthly against Cullman's every 7 months. AmFirst Digital Banking also leads on ratings volume (42K vs 72). Cullman's advantage is monetization model (free vs free with in-app purchases) and review sentiment (92% vs 72%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 4.9 for Cullman. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 72, so its average is the more settled of the two. Written reviews are what separate them: 72% of AmFirst Digital Banking's written reviews are positive against 92% of Cullman's.

AmFirst Digital Banking ships an update monthly, Cullman every 7 months. The most recent releases landed on November 4, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | AmFirst Digital Banking | Cullman |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (42K ratings)](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541/reviews) | **[4.9 (72 ratings)](https://appshunter.io/ios/app/cullman-jefferson-app/id1087033517/reviews)** |
| Number of ratings | **42K** | 72 |
| Positive reviews | 72.2% of reviews | **91.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 7 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 178 MB | 25 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [America’s First Federal Credit Union](https://appshunter.io/developer/431514544) | [Paymentus Corporation](https://appshunter.io/developer/779712427) |

## What reviewers say

### AmFirst Digital Banking

[App page](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541)

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

**Highlights:** View account balances, Mobile check deposit, Fund transfers, Credit card access, ATM/Branch locator, Snapshot balance view

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💰 Helps save money
- 🤝 Great customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- ⏱️ Slow transfers
- 🤔 Confusing UI changes
- 🙅‍♀️ Unreliable mobile deposit

**Reported bugs**

- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates

**Requested features**

- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization


### Cullman

[App page](https://appshunter.io/ios/app/cullman-jefferson-app/id1087033517)

This app allows customers of Cullman-Jefferson Gas District to manage their accounts and make payments conveniently from their iOS devices. It provides a secure platform for bill payment and account enrollment.

**Highlights:** Bill payment, Account enrollment, Secure transactions, Mobile access, Paymentus integration

**In-app purchases:** none


## Frequently asked questions

### Is AmFirst Digital Banking free?

AmFirst Digital Banking is free to download, with no in-app purchases.

### Is Cullman free?

Cullman is free to download, with no in-app purchases.

### Which has better reviews, AmFirst Digital Banking or Cullman?

Cullman is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 42K ratings, while Cullman averages 4.9 from 72 ratings.

### Do AmFirst Digital Banking or Cullman have ads?

Neither AmFirst Digital Banking nor Cullman shows ads.

### Which is updated more often, AmFirst Digital Banking or Cullman?

AmFirst Digital Banking ships an update monthly, and Cullman every 7 months. Most recently, AmFirst Digital Banking was updated on November 4, 2026 and Cullman on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*