# AmFirst Digital Banking vs CommerceOne Bank

The clearest difference is ratings volume: AmFirst Digital Banking at 42K against CommerceOne Bank's 384. AmFirst Digital Banking also leads on iOS requirement (16.0 vs 18.4). CommerceOne Bank's advantage is review sentiment (90% vs 72%) and monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 4.9 for CommerceOne Bank. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 384, so its average is the more settled of the two. Written reviews are what separate them: 72% of AmFirst Digital Banking's written reviews are positive against 90% of CommerceOne Bank's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | AmFirst Digital Banking | CommerceOne Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (42K ratings)](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541/reviews) | **[4.9 (384 ratings)](https://appshunter.io/ios/app/commerceone-bank/id1376595193/reviews)** |
| Number of ratings | **42K** | 384 |
| Positive reviews | 72.2% of reviews | **90.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 178 MB | 173 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [America’s First Federal Credit Union](https://appshunter.io/developer/431514544) | [CommerceOne Bank](https://appshunter.io/developer/1447985256) |

## What reviewers say

### AmFirst Digital Banking

[App page](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541)

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

**Highlights:** View account balances, Mobile check deposit, Fund transfers, Credit card access, ATM/Branch locator, Snapshot balance view

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💰 Helps save money
- 🤝 Great customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- ⏱️ Slow transfers
- 🤔 Confusing UI changes
- 🙅‍♀️ Unreliable mobile deposit

**Reported bugs**

- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates

**Requested features**

- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization


### CommerceOne Bank

[App page](https://appshunter.io/ios/app/commerceone-bank/id1376595193)

Manage all your financial accounts in one place, from any bank. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options and easily locate branches and ATMs.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is AmFirst Digital Banking free?

AmFirst Digital Banking is free to download, with no in-app purchases.

### Is CommerceOne Bank free?

CommerceOne Bank is free to download, with no in-app purchases.

### Which has better reviews, AmFirst Digital Banking or CommerceOne Bank?

CommerceOne Bank is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 42K ratings, while CommerceOne Bank averages 4.9 from 384 ratings.

### Do AmFirst Digital Banking or CommerceOne Bank have ads?

Neither AmFirst Digital Banking nor CommerceOne Bank shows ads.

### Which is updated more often, AmFirst Digital Banking or CommerceOne Bank?

AmFirst Digital Banking ships an update monthly, and CommerceOne Bank monthly. Most recently, AmFirst Digital Banking was updated on November 3, 2026 and CommerceOne Bank on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*