# AmFirst Digital Banking vs MyHSCU

The clearest difference is ratings volume: AmFirst Digital Banking at 42K against MyHSCU's 1.9K. AmFirst Digital Banking also leads on review sentiment (72% vs 57%) and iOS requirement (16.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 4.8 for MyHSCU. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 1.9K, so its average is the more settled of the two. Written reviews are what separate them: 72% of AmFirst Digital Banking's written reviews are positive against 57% of MyHSCU's.

AmFirst Digital Banking ships an update monthly, MyHSCU every 4 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | AmFirst Digital Banking | MyHSCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (42K ratings)](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541/reviews)** | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/myhscu/id1466658752/reviews) |
| Number of ratings | **42K** | 1.9K |
| Positive reviews | **72.2% of reviews** | 57.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 178 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [America’s First Federal Credit Union](https://appshunter.io/developer/431514544) | [Heritage South Credit Union](https://appshunter.io/developer/604133905) |

## What reviewers say

### AmFirst Digital Banking

[App page](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541)

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

**Highlights:** View account balances, Mobile check deposit, Fund transfers, Credit card access, ATM/Branch locator, Snapshot balance view

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💰 Helps save money
- 🤝 Great customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- ⏱️ Slow transfers
- 🤔 Confusing UI changes
- 🙅‍♀️ Unreliable mobile deposit

**Reported bugs**

- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates

**Requested features**

- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization


### MyHSCU

[App page](https://appshunter.io/ios/app/myhscu/id1466658752)

Consolidate all your financial accounts from various institutions into one convenient dashboard. Manage transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with passcode and biometric login options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View statements, Find branches and ATMs

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 💯 Simple and easy to use
- 🚀 Fast and easy deposit
- 👍 Seamless account transfers

**What reviewers complain about**

- 🐛 App not working/loading issues
- 🤔 Outdated app design and features
- 🤔 Difficulty finding/using certain features
- 🤔 Issues with remote deposit

**Reported bugs**

- Crashes when opening messages
- Long loading times for account information

**Requested features**

- Display credit score within the app
- Improve remote deposit functionality


## Frequently asked questions

### Is AmFirst Digital Banking free?

AmFirst Digital Banking is free to download, with no in-app purchases.

### Is MyHSCU free?

MyHSCU is free to download, with no in-app purchases.

### Which has better reviews, AmFirst Digital Banking or MyHSCU?

AmFirst Digital Banking is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 42K ratings, while MyHSCU averages 4.8 from 1.9K ratings.

### Do AmFirst Digital Banking or MyHSCU have ads?

Neither AmFirst Digital Banking nor MyHSCU shows ads.

### Which is updated more often, AmFirst Digital Banking or MyHSCU?

AmFirst Digital Banking ships an update monthly, and MyHSCU every 4 weeks. Most recently, AmFirst Digital Banking was updated on November 1, 2026 and MyHSCU on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*