# AmFirst Digital Banking vs Legacy

The clearest difference is rating: AmFirst Digital Banking at 4.9 against Legacy's 3.5. AmFirst Digital Banking also leads on ratings volume (42K vs 8). Legacy's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AmFirst Digital Banking holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 73% of AmFirst Digital Banking's written reviews are positive against 70% of Legacy's.

AmFirst Digital Banking ships an update monthly, Legacy every 2 months. The most recent releases landed on September 24, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | AmFirst Digital Banking | Legacy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (42K ratings)](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541/reviews)** | [3.5 (8 ratings)](https://appshunter.io/ios/app/legacy-mobile-banking/id6745814270/reviews) |
| Number of ratings | **42K** | 8 |
| Positive reviews | **73.1% of reviews** | 69.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 178 MB | 28 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [America’s First Federal Credit Union](https://appshunter.io/developer/431514544) | [Legacy Community Federal Credit Union](https://appshunter.io/developer/1007515772) |

## What reviewers say

### AmFirst Digital Banking

[App page](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541)

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

**Highlights:** View account balances, Mobile check deposit, Fund transfers, Credit card access, ATM/Branch locator, Snapshot balance view

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💰 Helps save money
- 🤝 Great customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- ⏱️ Slow transfers
- 🤔 Confusing UI changes
- 🙅‍♀️ Unreliable mobile deposit

**Reported bugs**

- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates

**Requested features**

- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization


### Legacy

[App page](https://appshunter.io/ios/app/legacy-mobile-banking/id6745814270)

Manage your finances on the go with this mobile banking application. Easily view account balances, make payments, transfer funds, and deposit checks. The app also allows you to apply for new accounts, locate branches, and monitor your credit score.

**Highlights:** View account balances and export statements, Pay bills and manage loans, Activate debit/credit cards and add to mobile wallet, Transfer funds between accounts, Enable alerts and push notifications, Monitor credit score, Secure in-app chat support

**In-app purchases:** none

**What reviewers like**

- 🚀 User-friendly app
- 👍 Easy to navigate
- 👍 Convenient features (transfer money, view credit score)
- 🚀 Improved performance

**What reviewers complain about**

- 🐛 Biometric login issues
- 🔍 Promotions/offers take up too much screen space
- 🐛 Slow login process

**Reported bugs**

- Biometric login not working properly
- Slow login process

**Requested features**

- Remove chatbot and promotions
- Improve biometric login experience


## Frequently asked questions

### Is AmFirst Digital Banking free?

AmFirst Digital Banking is free to download, with no in-app purchases.

### Is Legacy free?

Legacy is free to download, with no in-app purchases.

### Which has better reviews, AmFirst Digital Banking or Legacy?

AmFirst Digital Banking is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 42K ratings, while Legacy averages 3.5 from 8 ratings.

### Do AmFirst Digital Banking or Legacy have ads?

Neither AmFirst Digital Banking nor Legacy shows ads.

### Which is updated more often, AmFirst Digital Banking or Legacy?

AmFirst Digital Banking ships an update monthly, and Legacy every 2 months. Most recently, AmFirst Digital Banking was updated on September 24, 2026 and Legacy on September 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*