# AmFirst Digital Banking vs Balafin

The clearest difference is in-app purchases: AmFirst Digital Banking at none against Balafin's 1. AmFirst Digital Banking also leads on ratings volume (43K vs 1) and iOS requirement (16.0 vs 26.0). Balafin's advantage is update cadence (every 3 days vs monthly). On price, rating, ads and device support there is nothing between them.

Both are free to download. Balafin sells 1 in-app purchase, starting at $49.99 per year. AmFirst Digital Banking asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 5.0 for Balafin. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 43K ratings behind it against 1, so its average is the more settled of the two.

AmFirst Digital Banking ships an update monthly, Balafin every 3 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | AmFirst Digital Banking | Balafin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (43K ratings)](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/balafin/id6789191592/reviews)** |
| Number of ratings | **43K** | 1 |
| Positive reviews | 72.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 178 MB | 61 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [America’s First Federal Credit Union](https://appshunter.io/developer/431514544) | [Shawn Valco](https://appshunter.io/developer/1742366558) |

## What reviewers say

### AmFirst Digital Banking

[App page](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541)

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

**Highlights:** View account balances, Mobile check deposit, Fund transfers, Credit card access, ATM/Branch locator, Snapshot balance view

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💰 Helps save money
- 🤝 Great customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- ⏱️ Slow transfers
- 🤔 Confusing UI changes
- 🙅‍♀️ Unreliable mobile deposit

**Reported bugs**

- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates

**Requested features**

- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization


### Balafin

[App page](https://appshunter.io/ios/app/balafin/id6789191592)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Balafin+ Annual | $49.99 | per year |


## Frequently asked questions

### Is AmFirst Digital Banking free?

AmFirst Digital Banking is free to download, with no in-app purchases.

### Is Balafin free?

Balafin is free to download, with in-app purchases available.

### Which has better reviews, AmFirst Digital Banking or Balafin?

Balafin is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 43K ratings, while Balafin averages 5.0 from 1 ratings.

### Do AmFirst Digital Banking or Balafin have ads?

Neither AmFirst Digital Banking nor Balafin shows ads.

### Which is updated more often, AmFirst Digital Banking or Balafin?

AmFirst Digital Banking ships an update monthly, and Balafin every 3 days. Most recently, AmFirst Digital Banking was updated on November 8, 2026 and Balafin on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*