# AmFirst Digital Banking vs My Policy Access

The clearest difference is monetization model: My Policy Access at free against AmFirst Digital Banking's free with in-app purchases. AmFirst Digital Banking's advantage is ratings volume (42K vs 1) and update cadence (monthly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 5.0 for My Policy Access. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 1, so its average is the more settled of the two.

AmFirst Digital Banking ships an update monthly, My Policy Access every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | AmFirst Digital Banking | My Policy Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (42K ratings)](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/my-policy-access/id6804651324/reviews)** |
| Number of ratings | **42K** | 1 |
| Positive reviews | 72.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 178 MB | 15 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [America’s First Federal Credit Union](https://appshunter.io/developer/431514544) | [Lead Strive LLC](https://appshunter.io/developer/6804651326) |

## What reviewers say

### AmFirst Digital Banking

[App page](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541)

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

**Highlights:** View account balances, Mobile check deposit, Fund transfers, Credit card access, ATM/Branch locator, Snapshot balance view

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💰 Helps save money
- 🤝 Great customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- ⏱️ Slow transfers
- 🤔 Confusing UI changes
- 🙅‍♀️ Unreliable mobile deposit

**Reported bugs**

- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates

**Requested features**

- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization


### My Policy Access

[App page](https://appshunter.io/ios/app/my-policy-access/id6804651324)

Manage your insurance policies and connect with your licensed agent. View policy details, review benefits, upload documents, and request assistance all from one convenient platform.

**Highlights:** View policy details, Review plan benefits, Upload important documents, Message your agent, Request insurance support, Secure account access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AmFirst Digital Banking free?

AmFirst Digital Banking is free to download, with no in-app purchases.

### Is My Policy Access free?

My Policy Access is free to download, with no in-app purchases.

### Which has better reviews, AmFirst Digital Banking or My Policy Access?

My Policy Access is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 42K ratings, while My Policy Access averages 5.0 from 1 ratings.

### Do AmFirst Digital Banking or My Policy Access have ads?

Neither AmFirst Digital Banking nor My Policy Access shows ads.

### Which is updated more often, AmFirst Digital Banking or My Policy Access?

AmFirst Digital Banking ships an update monthly, and My Policy Access every 2 months. Most recently, AmFirst Digital Banking was updated on November 4, 2026 and My Policy Access on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*