# Deferin vs Pay Note App

The clearest difference is in-app purchases: Pay Note App at none against Deferin's 2. Pay Note App also leads on iOS requirement (13.0 vs 18.0). Deferin's advantage is update cadence (weekly vs every 4 months). On price, ads and device support there is nothing between them.

Both are free to download. Deferin sells 2 one-off in-app purchases. Pay Note App asks for nothing beyond the download.

Deferin ships an update weekly, Pay Note App every 4 months. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Deferin | Pay Note App |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 34.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 4 months |
| Monetization | Free | — |
| Size | 30 MB | 41 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [Azukid.com](https://appshunter.io/developer/354937951) | [Noch Phanet](https://appshunter.io/developer/1574125586) |

## What reviewers say

### Deferin

[App page](https://appshunter.io/ios/app/deferin/id432458298)

Track and manage payments from all your cards and accounts. Easily log transactions, set up recurring bills, and organize entries with tags. Offers customizable text sizes for comfortable viewing and data export options.

**Highlights:** Record and manage payments, Track credit, debit, and e-money, Set up recurring payments, Organize with tags, Customizable text sizes (Logan Free), Data export/import (JSON)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tips_1 | $0.99 | one-time |
| Tips_5 | $4.99 | one-time |


### Pay Note App

[App page](https://appshunter.io/ios/app/pay-note-app/id6504160121)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Deferin free?

Deferin is free to download, with in-app purchases available.

### Is Pay Note App free?

Pay Note App is free to download, with no in-app purchases.

### Do Deferin or Pay Note App have ads?

Neither Deferin nor Pay Note App shows ads.

### Which is updated more often, Deferin or Pay Note App?

Deferin ships an update weekly, and Pay Note App every 4 months. Most recently, Deferin was updated on September 23, 2026 and Pay Note App on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*