# Deferin vs クレジットカードの引き落とし管理「Ochibi」

The clearest difference is review sentiment: クレジットカードの引き落とし管理「Ochibi」 at 64% against Deferin's 35%. Deferin's advantage is monetization model (free vs freemium). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Deferin sells 2 one-off in-app purchases and クレジットカードの引き落とし管理「Ochibi」 sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Deferin ships an update weekly, クレジットカードの引き落とし管理「Ochibi」 fortnightly. The most recent releases landed on September 23, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Deferin | クレジットカードの引き落とし管理「Ochibi」 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 34.6% of reviews | **64.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | **Free** | Freemium |
| Size | 30 MB | 14 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Azukid.com](https://appshunter.io/developer/354937951) | [Kouki Yamashita](https://appshunter.io/developer/1842479619) |

## What reviewers say

### Deferin

[App page](https://appshunter.io/ios/app/deferin/id432458298)

Track and manage payments from all your cards and accounts. Easily log transactions, set up recurring bills, and organize entries with tags. Offers customizable text sizes for comfortable viewing and data export options.

**Highlights:** Record and manage payments, Track credit, debit, and e-money, Set up recurring payments, Organize with tags, Customizable text sizes (Logan Free), Data export/import (JSON)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tips_1 | $0.99 | one-time |
| Tips_5 | $4.99 | one-time |


### クレジットカードの引き落とし管理「Ochibi」

[App page](https://appshunter.io/ios/app/ochibi/id6753298902)

This app helps you manage monthly payments, subscriptions, and fixed expenses. It organizes upcoming charges from banks and cards, providing clear visibility of when and where funds will be debited. Avoid missed payments with timely reminders and review your spending habits.

**Highlights:** Monthly payment overview, Subscription and fixed cost management, Automatic business day calculation for due dates, Payment reminder notifications, Spending analysis and review, Simple and user-friendly design

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro月額プラン | $0.99 | per month |
| ochibi-Pro | $6.99 | one-time |


## Frequently asked questions

### Is Deferin free?

Deferin is free to download, with in-app purchases available.

### Is クレジットカードの引き落とし管理「Ochibi」 free?

クレジットカードの引き落とし管理「Ochibi」 is free to download, with in-app purchases available.

### Do Deferin or クレジットカードの引き落とし管理「Ochibi」 have ads?

Neither Deferin nor クレジットカードの引き落とし管理「Ochibi」 shows ads.

### Which is updated more often, Deferin or クレジットカードの引き落とし管理「Ochibi」?

Deferin ships an update weekly, and クレジットカードの引き落とし管理「Ochibi」 fortnightly. Most recently, Deferin was updated on September 23, 2026 and クレジットカードの引き落とし管理「Ochibi」 on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*