# Safety Mobile vs Lumo Secure

The clearest difference is rating: Lumo Secure at 2.5 against Safety Mobile's 1.9. Lumo Secure also leads on iOS requirement (14.0 vs 16.0). Safety Mobile's advantage is update cadence (every 3 months vs every 8 months) and ratings volume (60 vs 17). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lumo Secure holds the better App Store score, 2.5 against 1.9. Both are backed by a comparable volume of ratings — 60 and 17 respectively. Written reviews point the same way: 24% of Safety Mobile's written reviews are positive against 25% of Lumo Secure's.

Safety Mobile ships an update every 3 months, Lumo Secure every 8 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Safety Mobile | Lumo Secure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (60 ratings)](https://appshunter.io/ios/app/safety-mobile/id432646328/reviews) | **[2.5 (17 ratings)](https://appshunter.io/ios/app/lumo-secure/id6469976738/reviews)** |
| Number of ratings | **60** | 17 |
| Positive reviews | 23.9% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 8 months |
| Monetization | Free | Free |
| Size | 10 MB | 212 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Safety Insurance Company](https://appshunter.io/developer/432646331) | [AFH Industries Incorporated](https://appshunter.io/developer/1622371925) |

## What reviewers say

### Safety Mobile

[App page](https://appshunter.io/ios/app/safety-mobile/id432646328)

Manage your insurance policies, pay bills, and report claims easily. Access your insurance card, agent information, and claim history. Receive timely alerts for payments and expirations.

**Highlights:** Pay bills, Report claims, View insurance card, Access agent information, View claim history, Receive payment alerts, Find an agent

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (older reviews)
- 👍 Customer friendly (older reviews)
- 👍 Agent finder map view (older reviews)
- 👍 Intuitive interface (older reviews)
- 👍 Functional, informational (older reviews)

**What reviewers complain about**

- 👎 Cannot view policy documents
- 👎 Cannot see policy information
- 👎 Login errors/system errors
- 👎 App freezes/crashes
- 👎 Useless for most functions

**Reported bugs**

- System error on login
- App freezes when reporting claims
- App closes when uploading photos for claims
- Login verification loop
- App crashes on sign in

**Requested features**

- Add ability to view policy documents
- Add ability to see policy information
- Add bill payment scheduling
- Add payment history view
- Add pending payment view


### Lumo Secure

[App page](https://appshunter.io/ios/app/lumo-secure/id6469976738)

Fortify your home with this app, connecting to smart devices for remote monitoring and alerts. View visitors, manage alarm systems, and access HD camera feeds from your smartphone. Enjoy peace of mind with secure cloud storage and motion detection.

**Highlights:** Smart doorbell integration, Advanced alarm systems, HD security cameras, Motion detection & night vision, Secure cloud storage, Easy installation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Safety Mobile free?

Safety Mobile is free to download, with no in-app purchases.

### Is Lumo Secure free?

Lumo Secure is free to download, with no in-app purchases.

### Which has better reviews, Safety Mobile or Lumo Secure?

Lumo Secure is rated higher. Safety Mobile averages 1.9 out of 5 from 60 ratings, while Lumo Secure averages 2.5 from 17 ratings.

### Do Safety Mobile or Lumo Secure have ads?

Neither Safety Mobile nor Lumo Secure shows ads.

### Which is updated more often, Safety Mobile or Lumo Secure?

Safety Mobile ships an update every 3 months, and Lumo Secure every 8 months. Most recently, Safety Mobile was updated on November 1, 2026 and Lumo Secure on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*