# FPCU Mobile Banking vs NWPS

The clearest difference is rating: FPCU Mobile Banking at 4.9 against NWPS's 2.3. FPCU Mobile Banking also leads on review sentiment (87% vs 47%) and ratings volume (20K vs 3). NWPS's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FPCU Mobile Banking holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: FPCU Mobile Banking has 20K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 87% of FPCU Mobile Banking's written reviews are positive against 47% of NWPS's.

FPCU Mobile Banking ships an update monthly, NWPS every 2 months. The most recent releases landed on September 28, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | FPCU Mobile Banking | NWPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (20K ratings)](https://appshunter.io/ios/app/fpcu-mobile-banking/id432966534/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/nwps/id1477067295/reviews) |
| Number of ratings | **20K** | 3 |
| Positive reviews | **87.0% of reviews** | 46.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 129 MB | 20 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Financial Partners Credit Union](https://appshunter.io/developer/432966537) | [Northwest Plan Services, Inc.](https://appshunter.io/developer/1477067294) |

## What reviewers say

### FPCU Mobile Banking

[App page](https://appshunter.io/ios/app/fpcu-mobile-banking/id432966534)

Manage your finances on the go with this mobile banking app. Easily check balances, transfer funds, deposit checks, and pay bills securely from anywhere, anytime. Access statements, manage cards, and even apply for loans with convenient tools.

**Highlights:** Check account balances, View transaction history, Transfer funds, Deposit checks, Pay bills, Manage debit/credit cards, Apply for loans

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Easy to use mobile app
- 🔒 Secure banking
- 💰 Competitive interest rates
- 🤝 Treated like family

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🕰️ Slow load times
- 🙄 Unprofessional customer service
- ❌ Missing features like Zelle

**Reported bugs**

- App frequently crashes
- Login issues after updates
- Snapshot mode not working as expected

**Requested features**

- Add Zelle integration
- Improve app stability and performance
- Provide more detailed transaction history and analytics


### NWPS

[App page](https://appshunter.io/ios/app/nwps/id1477067295)

Manage your employer-sponsored retirement plan. View account balances, investment holdings, and personal rates of return. Track your salary deferrals directly within the app.

**Highlights:** View account and vested balances, Review individual investment holdings, Check daily share prices, Display personal rate of return, Track salary deferrals

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FPCU Mobile Banking free?

FPCU Mobile Banking is free to download, with no in-app purchases.

### Is NWPS free?

NWPS is free to download, with no in-app purchases.

### Which has better reviews, FPCU Mobile Banking or NWPS?

FPCU Mobile Banking is rated higher. FPCU Mobile Banking averages 4.9 out of 5 from 20K ratings, while NWPS averages 2.3 from 3 ratings.

### Do FPCU Mobile Banking or NWPS have ads?

Neither FPCU Mobile Banking nor NWPS shows ads.

### Which is updated more often, FPCU Mobile Banking or NWPS?

FPCU Mobile Banking ships an update monthly, and NWPS every 2 months. Most recently, FPCU Mobile Banking was updated on September 28, 2026 and NWPS on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*