# ProPay Payments vs SpotOn Payments

The clearest difference is review sentiment: SpotOn Payments at 100% against ProPay Payments's 19%. SpotOn Payments also leads on rating (4.7 vs 2.8) and update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpotOn Payments holds the better App Store score, 4.7 against 2.8. Both are backed by a comparable volume of ratings — 62 and 29 respectively. Written reviews point the same way: 19% of ProPay Payments's written reviews are positive against 100% of SpotOn Payments's.

ProPay Payments ships an update every 3 months, SpotOn Payments every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ProPay Payments | SpotOn Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (62 ratings)](https://appshunter.io/ios/app/propay-payments/id433046878/reviews) | **[4.7 (29 ratings)](https://appshunter.io/ios/app/spoton-payments/id1435367783/reviews)** |
| Number of ratings | **62** | 29 |
| Positive reviews | 19.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 43 MB | 76 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TSYS Acquiring Solutions, L.L.C.](https://appshunter.io/developer/375103439) | [SpotOn Transact, Inc](https://appshunter.io/developer/498392521) |

## What reviewers say

### ProPay Payments

[App page](https://appshunter.io/ios/app/propay-payments/id433046878)

Accept credit card payments securely on your mobile device. Process chip and swipe cards, manually enter payments, and store customer information for future transactions. Access funds via a prepaid debit card and monitor your business activity with transaction reviews and refunds.

**Highlights:** Accept chip and swipe credit cards, Manual card entry, Securely store customer payment info, Offline payment processing, Access funds via prepaid debit card, Monitor transactions and balances, Add sales tax and tips

**Features:** macOS Compatibility

**In-app purchases:** none


### SpotOn Payments

[App page](https://appshunter.io/ios/app/spoton-payments/id1435367783)

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

**Highlights:** Accept credit card transactions, Record cash transactions, Process refunds, Email receipts, View transaction history

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ProPay Payments free?

ProPay Payments is free to download, with no in-app purchases.

### Is SpotOn Payments free?

SpotOn Payments is free to download, with no in-app purchases.

### Which has better reviews, ProPay Payments or SpotOn Payments?

SpotOn Payments is rated higher. ProPay Payments averages 2.8 out of 5 from 62 ratings, while SpotOn Payments averages 4.7 from 29 ratings.

### Do ProPay Payments or SpotOn Payments have ads?

Neither ProPay Payments nor SpotOn Payments shows ads.

### Which is updated more often, ProPay Payments or SpotOn Payments?

ProPay Payments ships an update every 3 months, and SpotOn Payments every 2 weeks. Most recently, ProPay Payments was updated on October 23, 2026 and SpotOn Payments on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*