# ProPay Payments vs VLoad Cards

The clearest difference is rating: VLoad Cards at 5.0 against ProPay Payments's 2.9. VLoad Cards also leads on monetization model (free vs free with in-app purchases) and update cadence (every 6 weeks vs every 3 months). ProPay Payments's advantage is ratings volume (60 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VLoad Cards holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: ProPay Payments has 60 ratings behind it against 1, so its average is the more settled of the two.

ProPay Payments ships an update every 3 months, VLoad Cards every 6 weeks. The most recent releases landed on September 22, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | ProPay Payments | VLoad Cards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (60 ratings)](https://appshunter.io/ios/app/propay-payments/id433046878/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vload-cards/id1588429258/reviews)** |
| Number of ratings | **60** | 1 |
| Positive reviews | 19.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 43 MB | 152 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TSYS Acquiring Solutions, L.L.C.](https://appshunter.io/developer/375103439) | [Global Primex LLC](https://appshunter.io/developer/1500482671) |

## What reviewers say

### ProPay Payments

[App page](https://appshunter.io/ios/app/propay-payments/id433046878)

Accept credit card payments securely on your mobile device. Process chip and swipe cards, manually enter payments, and store customer information for future transactions. Access funds via a prepaid debit card and monitor your business activity with transaction reviews and refunds.

**Highlights:** Accept chip and swipe credit cards, Manual card entry, Securely store customer payment info, Offline payment processing, Access funds via prepaid debit card, Monitor transactions and balances, Add sales tax and tips

**Features:** macOS Compatibility

**In-app purchases:** none


### VLoad Cards

[App page](https://appshunter.io/ios/app/vload-cards/id1588429258)

This app offers secure, private, and one-time-use digital cards for online shopping, gaming deposits, and subscription payments. Easily fund your accounts and manage payouts with unique PINs for each transaction.

**Highlights:** One-time use digital cards, Unique PIN for checkout, Online gaming deposits, Subscription payments, Secure online shopping, ACH transfer for payouts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ProPay Payments free?

ProPay Payments is free to download, with no in-app purchases.

### Is VLoad Cards free?

VLoad Cards is free to download, with no in-app purchases.

### Which has better reviews, ProPay Payments or VLoad Cards?

VLoad Cards is rated higher. ProPay Payments averages 2.9 out of 5 from 60 ratings, while VLoad Cards averages 5.0 from 1 ratings.

### Do ProPay Payments or VLoad Cards have ads?

Neither ProPay Payments nor VLoad Cards shows ads.

### Which is updated more often, ProPay Payments or VLoad Cards?

ProPay Payments ships an update every 3 months, and VLoad Cards every 6 weeks. Most recently, ProPay Payments was updated on September 22, 2026 and VLoad Cards on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*