# EdFed vs OSP ONLINE SCHOOL PAYMENTS

The clearest difference is rating: EdFed at 3.0 against OSP ONLINE SCHOOL PAYMENTS's 1.3. EdFed also leads on review sentiment (28% vs 0%). OSP ONLINE SCHOOL PAYMENTS's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EdFed holds the better App Store score, 3.0 against 1.3. Both are backed by a comparable volume of ratings — 128 and 81 respectively. Written reviews point the same way: 28% of EdFed's written reviews are positive against 0% of OSP ONLINE SCHOOL PAYMENTS's.

EdFed ships an update monthly, OSP ONLINE SCHOOL PAYMENTS every 2 weeks. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | EdFed | OSP ONLINE SCHOOL PAYMENTS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (128 ratings)](https://appshunter.io/ios/app/edfed/id433267554/reviews)** | [1.3 (81 ratings)](https://appshunter.io/ios/app/osp-online-school-payments/id1455205232/reviews) |
| Number of ratings | **128** | 81 |
| Positive reviews | **28.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 121 MB | 12 MB |
| Requires iOS | 16.0 | **8.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Educational Federal Credit Union](https://appshunter.io/developer/1386231695) | [Online school management system inc](https://appshunter.io/developer/1248859704) |

## What reviewers say

### EdFed

[App page](https://appshunter.io/ios/app/edfed/id433267554)

Manage your finances on the go with this mobile banking app. View account balances, transaction history, and check images. Schedule bill payments and deposit checks remotely. Locate nearby ATMs easily.

**Highlights:** Account management, Check image viewing, Transaction history, Bill payment scheduling, Remote check deposit, ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast performance (sometimes)
- 💡 Convenient for basic banking
- ✅ Works great on iPhone
- ✅ Old app was functional

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 🐛 App crashes often
- 🐛 Login issues (locked out, wrong password)
- 🐛 Mobile deposit not working
- 🐛 Slow loading times

**Reported bugs**

- App locks and denies access after login attempts
- Cannot scan checks for mobile deposit
- Zelle feature not accessible as advertised
- Account registration fails
- Mobile deposit screen is blank or white

**Requested features**

- Zelle integration
- Improved mobile deposit functionality
- Bill pay improvements
- Full transaction history access
- FaceID/TouchID/Biometric login


### OSP ONLINE SCHOOL PAYMENTS

[App page](https://appshunter.io/ios/app/osp-online-school-payments/id1455205232)

This app simplifies school payments for parents, students, and guardians. Easily pay for school activities and cafeteria funds online using a credit card from any location, anytime. Receive instant email receipts and notifications for activity sponsors.

**Highlights:** Integrated online payment solution, Pay for school activities and cafeteria funds, Credit card payments accepted, 24/7 access from any location, Automatic email receipts, Notifications for activity sponsors

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EdFed free?

EdFed is free to download, with no in-app purchases.

### Is OSP ONLINE SCHOOL PAYMENTS free?

OSP ONLINE SCHOOL PAYMENTS is free to download, with no in-app purchases.

### Which has better reviews, EdFed or OSP ONLINE SCHOOL PAYMENTS?

EdFed is rated higher. EdFed averages 3.0 out of 5 from 128 ratings, while OSP ONLINE SCHOOL PAYMENTS averages 1.3 from 81 ratings.

### Do EdFed or OSP ONLINE SCHOOL PAYMENTS have ads?

Neither EdFed nor OSP ONLINE SCHOOL PAYMENTS shows ads.

### Which is updated more often, EdFed or OSP ONLINE SCHOOL PAYMENTS?

EdFed ships an update monthly, and OSP ONLINE SCHOOL PAYMENTS every 2 weeks. Most recently, EdFed was updated on October 29, 2026 and OSP ONLINE SCHOOL PAYMENTS on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*