# EdFed vs SCCU Plus

The clearest difference is rating: SCCU Plus at 4.6 against EdFed's 3.0. SCCU Plus also leads on monetization model (free vs free with in-app purchases) and ratings volume (11K vs 127). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SCCU Plus holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: SCCU Plus has 11K ratings behind it against 127, so its average is the more settled of the two. Written reviews point the same way: 28% of EdFed's written reviews are positive against 49% of SCCU Plus's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | EdFed | SCCU Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (127 ratings)](https://appshunter.io/ios/app/edfed/id433267554/reviews) | **[4.6 (11K ratings)](https://appshunter.io/ios/app/sccu-plus/id6504358736/reviews)** |
| Number of ratings | 127 | **11K** |
| Positive reviews | 28.0% of reviews | **48.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 120 MB | 375 MB |
| Requires iOS | 16.0 | **14.2** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Educational Federal Credit Union](https://appshunter.io/developer/1386231695) | [Space Coast Credit Union](https://appshunter.io/developer/577264633) |

## What reviewers say

### EdFed

[App page](https://appshunter.io/ios/app/edfed/id433267554)

Manage your finances on the go with this mobile banking app. View account balances, transaction history, and check images. Schedule bill payments and deposit checks remotely. Locate nearby ATMs easily.

**Highlights:** Account management, Check image viewing, Transaction history, Bill payment scheduling, Remote check deposit, ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast performance (sometimes)
- 💡 Convenient for basic banking
- ✅ Works great on iPhone
- ✅ Old app was functional

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 🐛 App crashes often
- 🐛 Login issues (locked out, wrong password)
- 🐛 Mobile deposit not working
- 🐛 Slow loading times

**Reported bugs**

- App locks and denies access after login attempts
- Cannot scan checks for mobile deposit
- Zelle feature not accessible as advertised
- Account registration fails
- Mobile deposit screen is blank or white

**Requested features**

- Zelle integration
- Improved mobile deposit functionality
- Bill pay improvements
- Full transaction history access
- FaceID/TouchID/Biometric login


### SCCU Plus

[App page](https://appshunter.io/ios/app/sccu-plus/id6504358736)

Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.

**Highlights:** Deposit checks via photo, Live chat support, Customizable account alerts, Biometric login, View balances and transaction history, Easy bill payment, Seamless fund transfers, P2P payments, Branch and ATM locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Faster and more responsive
- 👍 Improved user interface and design
- 💡 Integration of credit score on home page
- 👍 Ability to customize main page

**What reviewers complain about**

- 🐛 Frequent login issues and authentication problems
- 🐛 Slow loading times and constant loading circles
- 🐛 Inability to access transaction history and account details
- 🐛 Incompatibility with Plaid and other third-party integrations
- 🐛 Lack of card control and management features

**Reported bugs**

- Forced to delete old app and unable to switch back
- Inconsistent login experience with multiple verification steps
- Accounts and transactions not displaying properly

**Requested features**

- Bring back the account balance widget
- Add ability to pay credit card balances directly
- Optimize app for tablet landscape mode
- Improve notification settings and alerts


## Frequently asked questions

### Is EdFed free?

EdFed is free to download, with no in-app purchases.

### Is SCCU Plus free?

SCCU Plus is free to download, with no in-app purchases.

### Which has better reviews, EdFed or SCCU Plus?

SCCU Plus is rated higher. EdFed averages 3.0 out of 5 from 127 ratings, while SCCU Plus averages 4.6 from 11K ratings.

### Do EdFed or SCCU Plus have ads?

Neither EdFed nor SCCU Plus shows ads.

### Which is updated more often, EdFed or SCCU Plus?

EdFed ships an update monthly, and SCCU Plus monthly. Most recently, EdFed was updated on October 5, 2026 and SCCU Plus on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*