# EdFed vs PowerNet Credit Union

The clearest difference is rating: PowerNet Credit Union at 4.7 against EdFed's 3.0. PowerNet Credit Union also leads on review sentiment (50% vs 28%) and monetization model (ad-supported vs free with in-app purchases). EdFed's advantage is ratings volume (128 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PowerNet Credit Union holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: EdFed has 128 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 28% of EdFed's written reviews are positive against 50% of PowerNet Credit Union's.

EdFed ships an update monthly, PowerNet Credit Union every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | EdFed | PowerNet Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (128 ratings)](https://appshunter.io/ios/app/edfed/id433267554/reviews) | **[4.7 (6 ratings)](https://appshunter.io/ios/app/powernet-credit-union/id897698481/reviews)** |
| Number of ratings | **128** | 6 |
| Positive reviews | 28.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 121 MB | 63 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Educational Federal Credit Union](https://appshunter.io/developer/1386231695) | [PowerNet Credit Union](https://appshunter.io/developer/897698484) |

## What reviewers say

### EdFed

[App page](https://appshunter.io/ios/app/edfed/id433267554)

Manage your finances on the go with this mobile banking app. View account balances, transaction history, and check images. Schedule bill payments and deposit checks remotely. Locate nearby ATMs easily.

**Highlights:** Account management, Check image viewing, Transaction history, Bill payment scheduling, Remote check deposit, ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast performance (sometimes)
- 💡 Convenient for basic banking
- ✅ Works great on iPhone
- ✅ Old app was functional

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 🐛 App crashes often
- 🐛 Login issues (locked out, wrong password)
- 🐛 Mobile deposit not working
- 🐛 Slow loading times

**Reported bugs**

- App locks and denies access after login attempts
- Cannot scan checks for mobile deposit
- Zelle feature not accessible as advertised
- Account registration fails
- Mobile deposit screen is blank or white

**Requested features**

- Zelle integration
- Improved mobile deposit functionality
- Bill pay improvements
- Full transaction history access
- FaceID/TouchID/Biometric login


### PowerNet Credit Union

[App page](https://appshunter.io/ios/app/powernet-credit-union/id897698481)

Access your accounts, deposit checks, and find branch locations with this mobile banking tool. It offers convenient access to financial services on the go.

**Highlights:** Mobile check deposit, Mobile banking access, Branch locator, Contact information, Website access

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EdFed free?

EdFed is free to download, with no in-app purchases.

### Is PowerNet Credit Union free?

PowerNet Credit Union is free to download, with no in-app purchases.

### Which has better reviews, EdFed or PowerNet Credit Union?

PowerNet Credit Union is rated higher. EdFed averages 3.0 out of 5 from 128 ratings, while PowerNet Credit Union averages 4.7 from 6 ratings.

### Do EdFed or PowerNet Credit Union have ads?

Neither EdFed nor PowerNet Credit Union shows ads.

### Which is updated more often, EdFed or PowerNet Credit Union?

EdFed ships an update monthly, and PowerNet Credit Union every 3 weeks. Most recently, EdFed was updated on November 1, 2026 and PowerNet Credit Union on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*