# CashWise vs Hometown

The clearest difference is review sentiment: CashWise at 77% against Hometown's 31%. CashWise also leads on rating (4.9 vs 4.2). Hometown's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. CashWise sells 1 one-off in-app purchase. Hometown asks for nothing beyond the download.

CashWise holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: Hometown has 667 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 77% of CashWise's written reviews are positive against 31% of Hometown's.

CashWise ships an update every 5 months, Hometown every 2 months. The most recent releases landed on October 4, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | CashWise | Hometown |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9 ratings)](https://appshunter.io/ios/app/cashwise/id433491070/reviews)** | [4.2 (667 ratings)](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534/reviews) |
| Number of ratings | 9 | **667** |
| Positive reviews | **76.9% of reviews** | 30.6% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 69 MB |
| Requires iOS | 13.0 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Adam Wasiak](https://appshunter.io/developer/433491073) | [Hometown Fintech Limited](https://appshunter.io/developer/1525335536) |

## What reviewers say

### CashWise

[App page](https://appshunter.io/ios/app/cashwise/id433491070)

Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.

**Highlights:** Cash-book style expense tracking, Categorize and break down spending, Generate monthly PDF statements, Secure encrypted vault, Export and import financial data, Demonstration mode for trying Pro features

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashWise Pro | $9.99 | one-time |


### Hometown

[App page](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534)

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

**Highlights:** Send and receive money, Pay bills for services, Grow savings with interest, Access instant loans, Book flights, Invest in flexible options, Top-up airtime and data

**In-app purchases:** none

**What reviewers like**

- 💯 Reliable and fast transactions
- 🤑 Offers small loans
- 🏠 Hometown app with local focus

**What reviewers complain about**

- 🤖 Unreliable customer service
- 🔒 Strict verification requirements
- 💰 Delayed or reversed transactions
- 🔄 Inability to withdraw or transfer funds
- 🚫 Accounts being blocked or deactivated

**Reported bugs**

- Login and verification issues
- Inconsistent app functionality
- Delayed or failed transactions

**Requested features**

- Improve loan application process
- Enhance user-friendliness of the app
- Provide better communication and transparency


## Frequently asked questions

### Is CashWise free?

CashWise is free to download, with in-app purchases available.

### Is Hometown free?

Hometown is free to download, with no in-app purchases.

### Which has better reviews, CashWise or Hometown?

CashWise is rated higher. CashWise averages 4.9 out of 5 from 9 ratings, while Hometown averages 4.2 from 667 ratings.

### Do CashWise or Hometown have ads?

CashWise shows ads; Hometown does not.

### Which is updated more often, CashWise or Hometown?

CashWise ships an update every 5 months, and Hometown every 2 months. Most recently, CashWise was updated on October 4, 2026 and Hometown on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*