# CashWise vs Kiakia P2P

The clearest difference is review sentiment: CashWise at 77% against Kiakia P2P's 0%. CashWise also leads on rating (4.9 vs 3.0) and update cadence (every 5 months vs every 22 months). Kiakia P2P's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Both are free to download. CashWise sells 1 one-off in-app purchase. Kiakia P2P asks for nothing beyond the download.

CashWise holds the better App Store score, 4.9 against 3.0. Both are backed by a comparable volume of ratings — 9 and 20 respectively. Written reviews point the same way: 77% of CashWise's written reviews are positive against 0% of Kiakia P2P's.

CashWise ships an update every 5 months, Kiakia P2P every 22 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CashWise | Kiakia P2P |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9 ratings)](https://appshunter.io/ios/app/cashwise/id433491070/reviews)** | [3.0 (20 ratings)](https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews) |
| Number of ratings | 9 | **20** |
| Positive reviews | **76.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 5 months** | Every 22 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 24 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Adam Wasiak](https://appshunter.io/developer/433491073) | [Kiakia Bits Limited](https://appshunter.io/developer/1526010728) |

## What reviewers say

### CashWise

[App page](https://appshunter.io/ios/app/cashwise/id433491070)

Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.

**Highlights:** Cash-book style expense tracking, Categorize and break down spending, Generate monthly PDF statements, Secure encrypted vault, Export and import financial data, Demonstration mode for trying Pro features

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashWise Pro | $9.99 | one-time |


### Kiakia P2P

[App page](https://appshunter.io/ios/app/kiakia-p2p/id1526010726)

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

**Highlights:** Invest in loans and businesses, Earn 12%-40% returns, Access personal and business loans, Automated interest and profit crediting, Secure online platform, No processing fees or hidden charges

**In-app purchases:** none


## Frequently asked questions

### Is CashWise free?

CashWise is free to download, with in-app purchases available.

### Is Kiakia P2P free?

Kiakia P2P is free to download, with no in-app purchases.

### Which has better reviews, CashWise or Kiakia P2P?

CashWise is rated higher. CashWise averages 4.9 out of 5 from 9 ratings, while Kiakia P2P averages 3.0 from 20 ratings.

### Do CashWise or Kiakia P2P have ads?

CashWise shows ads; Kiakia P2P does not.

### Which is updated more often, CashWise or Kiakia P2P?

CashWise ships an update every 5 months, and Kiakia P2P every 22 months. Most recently, CashWise was updated on October 21, 2026 and Kiakia P2P on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*