# CashWise vs Mkobo

The clearest difference is rating: CashWise at 4.9 against Mkobo's 3.6. CashWise also leads on iOS requirement (13.0 vs 15.6). Mkobo's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Both are free to download. CashWise sells 1 one-off in-app purchase. Mkobo asks for nothing beyond the download.

CashWise holds the better App Store score, 4.9 against 3.6. Both are backed by a comparable volume of ratings — 9 and 7 respectively. Written reviews complicate that: 77% of CashWise's written reviews are positive against 100% of Mkobo's, so the app with the better star average is not the one people write more warmly about.

CashWise ships an update every 5 months, Mkobo every 9 days. The most recent releases landed on October 4, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | CashWise | Mkobo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9 ratings)](https://appshunter.io/ios/app/cashwise/id433491070/reviews)** | [3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews) |
| Number of ratings | **9** | 7 |
| Positive reviews | 76.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 9 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 77 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Adam Wasiak](https://appshunter.io/developer/433491073) | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) |

## What reviewers say

### CashWise

[App page](https://appshunter.io/ios/app/cashwise/id433491070)

Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.

**Highlights:** Cash-book style expense tracking, Categorize and break down spending, Generate monthly PDF statements, Secure encrypted vault, Export and import financial data, Demonstration mode for trying Pro features

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashWise Pro | $9.99 | one-time |


### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CashWise free?

CashWise is free to download, with in-app purchases available.

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Which has better reviews, CashWise or Mkobo?

CashWise is rated higher. CashWise averages 4.9 out of 5 from 9 ratings, while Mkobo averages 3.6 from 7 ratings.

### Do CashWise or Mkobo have ads?

CashWise shows ads; Mkobo does not.

### Which is updated more often, CashWise or Mkobo?

CashWise ships an update every 5 months, and Mkobo every 9 days. Most recently, CashWise was updated on October 4, 2026 and Mkobo on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*