# CashWise vs Payday Loans UK

The clearest difference is in-app purchases: Payday Loans UK at none against CashWise's 1. Payday Loans UK also leads on ads (none vs shown) and ratings volume (159 vs 9). CashWise's advantage is review sentiment (77% vs 43%) and rating (4.9 vs 4.7). On price and device support there is nothing between them.

Both are free to download. CashWise sells 1 one-off in-app purchase. Payday Loans UK asks for nothing beyond the download.

CashWise holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Payday Loans UK has 159 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 77% of CashWise's written reviews are positive against 43% of Payday Loans UK's.

CashWise ships an update every 5 months, Payday Loans UK every 2 months. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | CashWise | Payday Loans UK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9 ratings)](https://appshunter.io/ios/app/cashwise/id433491070/reviews)** | [4.7 (159 ratings)](https://appshunter.io/ios/app/payday-loans-uk/id444982552/reviews) |
| Number of ratings | 9 | **159** |
| Positive reviews | **76.9% of reviews** | 42.9% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 28 MB |
| Requires iOS | 13.0 | **9.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Adam Wasiak](https://appshunter.io/developer/433491073) | [Rainbow UK Ltd](https://appshunter.io/developer/444982555) |

## What reviewers say

### CashWise

[App page](https://appshunter.io/ios/app/cashwise/id433491070)

Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.

**Highlights:** Cash-book style expense tracking, Categorize and break down spending, Generate monthly PDF statements, Secure encrypted vault, Export and import financial data, Demonstration mode for trying Pro features

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashWise Pro | $9.99 | one-time |


### Payday Loans UK

[App page](https://appshunter.io/ios/app/payday-loans-uk/id444982552)

This app connects users with UK lenders for fast payday loans, even for those with bad credit. It offers a quick and easy application process with instant decisions and funds potentially available within hours.

**Highlights:** Quick and easy application, Instant decision, Funds in hours, Loans from £100 to £1000, Bad credit accepted, Access to over 60 lenders, Pin protected security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CashWise free?

CashWise is free to download, with in-app purchases available.

### Is Payday Loans UK free?

Payday Loans UK is free to download, with no in-app purchases.

### Which has better reviews, CashWise or Payday Loans UK?

CashWise is rated higher. CashWise averages 4.9 out of 5 from 9 ratings, while Payday Loans UK averages 4.7 from 159 ratings.

### Do CashWise or Payday Loans UK have ads?

CashWise shows ads; Payday Loans UK does not.

### Which is updated more often, CashWise or Payday Loans UK?

CashWise ships an update every 5 months, and Payday Loans UK every 2 months. Most recently, CashWise was updated on November 1, 2026 and Payday Loans UK on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*