# CashWise vs NPPF Loan

The clearest difference is rating: CashWise at 4.9 against NPPF Loan's 1.0. CashWise also leads on ratings volume (9 vs 1). NPPF Loan's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. CashWise sells 1 one-off in-app purchase. NPPF Loan asks for nothing beyond the download.

CashWise holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: CashWise has 9 ratings behind it against 1, so its average is the more settled of the two.

CashWise ships an update every 5 months, NPPF Loan every 6 months. The most recent releases landed on October 21, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | CashWise | NPPF Loan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9 ratings)](https://appshunter.io/ios/app/cashwise/id433491070/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/nppf-loan/id6468771448/reviews) |
| Number of ratings | **9** | 1 |
| Positive reviews | 76.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 5 months** | Every 6 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 135 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Adam Wasiak](https://appshunter.io/developer/433491073) | [National Pension and Provident Fund](https://appshunter.io/developer/1708546531) |

## What reviewers say

### CashWise

[App page](https://appshunter.io/ios/app/cashwise/id433491070)

Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.

**Highlights:** Cash-book style expense tracking, Categorize and break down spending, Generate monthly PDF statements, Secure encrypted vault, Export and import financial data, Demonstration mode for trying Pro features

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashWise Pro | $9.99 | one-time |


### NPPF Loan

[App page](https://appshunter.io/ios/app/nppf-loan/id6468771448)

Access loan services from the National Pension and Provident Fund. Members can apply for new loans, check their loan status, and view their outstanding balance directly from their mobile device.

**Highlights:** Apply for new loans, Check loan status, View loan balance, Manage pension fund loans, Access corporate entity services

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CashWise free?

CashWise is free to download, with in-app purchases available.

### Is NPPF Loan free?

NPPF Loan is free to download, with no in-app purchases.

### Which has better reviews, CashWise or NPPF Loan?

CashWise is rated higher. CashWise averages 4.9 out of 5 from 9 ratings, while NPPF Loan averages 1.0 from 1 ratings.

### Do CashWise or NPPF Loan have ads?

CashWise shows ads; NPPF Loan does not.

### Which is updated more often, CashWise or NPPF Loan?

CashWise ships an update every 5 months, and NPPF Loan every 6 months. Most recently, CashWise was updated on October 21, 2026 and NPPF Loan on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*