# iSum vs Spending Tracker

The clearest difference is rating: Spending Tracker at 4.8 against iSum's 4.1. Spending Tracker also leads on ratings volume (19K vs 24) and review sentiment (95% vs 83%). iSum's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. iSum sells 1 in-app purchase, starting at $2.99 per year and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 83% of iSum's written reviews are positive against 95% of Spending Tracker's.

iSum ships an update fortnightly, Spending Tracker every 2 months. Both last shipped on October 15, 2026.

## The numbers

| Metric | iSum | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (24 ratings)](https://appshunter.io/ios/app/isum/id435350676/reviews) | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** |
| Number of ratings | 24 | **19K** |
| Positive reviews | 82.7% of reviews | **94.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 1 MB | 50 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [ZEN PLUS LTD](https://appshunter.io/developer/317808580) | [MH Riley Ltd](https://appshunter.io/developer/409695800) |

## What reviewers say

### iSum

[App page](https://appshunter.io/ios/app/isum/id435350676)

Easily track expenses, time, and various other metrics with a beautifully redesigned, user-friendly interface. Gain insights into your data with totals, averages, and trends, and export your information conveniently.

**Highlights:** Simplified and intuitive interface, Versatile tracking of expenses, time, and metrics, Customizable group organization, In-depth data insights and trend overviews, CSV data export functionality, Support for tracking negative numbers

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSum Annual Subscription | $2.99 | per year |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward and efficient
- 💡 Useful for tracking expenses and budgeting
- 🔒 Secure and private data storage
- ⭐ Great customer service and responsiveness

**What reviewers complain about**

- 🐛 Occasional crashes or data loss issues
- 🔒 Lack of password protection or security features
- 💰 Subscription model or paid upgrade concerns
- 📂 Limited number of categories or lists
- 🔄 Difficulty restoring previous purchases

**Reported bugs**

- Notes or descriptions disappearing after edits
- Incompatibility issues with newer iOS versions
- Incorrect date/time recording for entries

**Requested features**

- Add more category options
- Implement iCloud or cloud sync support
- Include a daily/weekly/monthly expense summary
- Allow customization of currency and date formats
- Provide a password protection or lock screen feature


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


## Frequently asked questions

### Is iSum free?

iSum is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, iSum or Spending Tracker?

Spending Tracker is rated higher. iSum averages 4.1 out of 5 from 24 ratings, while Spending Tracker averages 4.8 from 19K ratings.

### Do iSum or Spending Tracker have ads?

Spending Tracker shows ads; iSum does not.

### Which is updated more often, iSum or Spending Tracker?

iSum ships an update fortnightly, and Spending Tracker every 2 months. Most recently, iSum was updated on October 15, 2026 and Spending Tracker on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
