# RetirePlan vs When Can I Retire

The clearest difference is price: When Can I Retire at Free against RetirePlan's $4.99. When Can I Retire also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (8.0 vs 15.1). RetirePlan's advantage is rating (4.3 vs 3.7) and review sentiment (74% vs 58%). On ratings volume, ads, in-app purchases and monetization model there is nothing between them.

When Can I Retire is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases and When Can I Retire sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

RetirePlan holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 123 and 63 respectively. Written reviews point the same way: 74% of RetirePlan's written reviews are positive against 58% of When Can I Retire's.

RetirePlan ships an update every 2 months, When Can I Retire fortnightly. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | RetirePlan | When Can I Retire |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews)** | [3.7 (63 ratings)](https://appshunter.io/ios/app/when-can-i-retire/id1375094561/reviews) |
| Number of ratings | **123** | 63 |
| Positive reviews | **73.9% of reviews** | 57.9% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#30** | — |
| Size | 58 MB | 80 MB |
| Requires iOS | 15.1 | **8.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Grow Nest Egg, LLC](https://appshunter.io/developer/1375094350) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #30 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### When Can I Retire

[App page](https://appshunter.io/ios/app/when-can-i-retire/id1375094561)

Calculate your potential retirement age based on various financial inputs like salary, contributions, and expected expenses. It factors in withdrawal penalties, contribution limits, and employer matching to provide pre and post-retirement financial plans.

**Highlights:** Retirement age calculation, Input salary, contributions, and expenses, Factor in withdrawal penalties, Consider contribution limits, Include employer matching, Pre and post-retirement plans, Email financial plans

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $5.99 | per year |


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is When Can I Retire free?

When Can I Retire is free to download, with in-app purchases available.

### Which has better reviews, RetirePlan or When Can I Retire?

RetirePlan is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while When Can I Retire averages 3.7 from 63 ratings.

### Do RetirePlan or When Can I Retire have ads?

Neither RetirePlan nor When Can I Retire shows ads.

### Which is updated more often, RetirePlan or When Can I Retire?

RetirePlan ships an update every 2 months, and When Can I Retire fortnightly. Most recently, RetirePlan was updated on October 29, 2026 and When Can I Retire on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*