# RetirePlan vs When Can I Retire Pro

The clearest difference is price: When Can I Retire Pro at Free against RetirePlan's $4.99. When Can I Retire Pro also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (8.0 vs 15.1). RetirePlan's advantage is rating (4.3 vs 3.7) and chart position (#33 vs unranked). On review sentiment, ads, in-app purchases and monetization model there is nothing between them.

When Can I Retire Pro is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases and When Can I Retire Pro sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

RetirePlan holds the better App Store score, 4.3 against 3.7. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 24, so its average is the more settled of the two. Written reviews complicate that: 74% of RetirePlan's written reviews are positive against 80% of When Can I Retire Pro's, so the app with the better star average is not the one people write more warmly about.

RetirePlan ships an update every 2 months, When Can I Retire Pro every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | RetirePlan | When Can I Retire Pro |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews)** | [3.7 (24 ratings)](https://appshunter.io/ios/app/when-can-i-retire-pro/id1441892911/reviews) |
| Number of ratings | **123** | 24 |
| Positive reviews | 73.9% of reviews | **80.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#33** | — |
| Size | 58 MB | 73 MB |
| Requires iOS | 15.1 | **8.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Grow Nest Egg, LLC](https://appshunter.io/developer/1375094350) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #33 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### When Can I Retire Pro

[App page](https://appshunter.io/ios/app/when-can-i-retire-pro/id1441892911)

Calculate your retirement age based on your savings in taxable, tax-deferred, and tax-free accounts. It factors in taxes on withdrawals and required minimum distributions, offering a clear pre- and post-retirement financial picture.

**Highlights:** Retirement age calculation, Accounts separation (taxable, tax-deferred, tax-free), Taxation on withdrawals factored, Required minimum distribution calculation, Withdrawal strategy planning, Pre- and post-retirement financial visualization, Emailable reports (tabular and graphical)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $5.99 | per year |


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is When Can I Retire Pro free?

When Can I Retire Pro is free to download, with in-app purchases available.

### Which has better reviews, RetirePlan or When Can I Retire Pro?

RetirePlan is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while When Can I Retire Pro averages 3.7 from 24 ratings.

### Do RetirePlan or When Can I Retire Pro have ads?

Neither RetirePlan nor When Can I Retire Pro shows ads.

### Which is updated more often, RetirePlan or When Can I Retire Pro?

RetirePlan ships an update every 2 months, and When Can I Retire Pro every 3 weeks. Most recently, RetirePlan was updated on October 26, 2026 and When Can I Retire Pro on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*