# RetirePlan vs Retirement Estimator

The clearest difference is price: Retirement Estimator at Free against RetirePlan's $4.99. Retirement Estimator also leads on review sentiment (100% vs 75%). RetirePlan's advantage is ratings volume (123 vs 10) and chart position (#107 vs unranked). On rating, update cadence, ads and in-app purchases there is nothing between them.

Retirement Estimator is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases and Retirement Estimator sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.3 for RetirePlan against 4.4 for Retirement Estimator. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 75% of RetirePlan's written reviews are positive against 100% of Retirement Estimator's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 3, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | RetirePlan | Retirement Estimator |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | [4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews) | **[4.4 (10 ratings)](https://appshunter.io/ios/app/retirement-estimator/id1448396456/reviews)** |
| Number of ratings | **123** | 10 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#107** | — |
| Size | 58 MB | 10 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [ITDT LLC](https://appshunter.io/developer/703558391) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #107 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### Retirement Estimator

[App page](https://appshunter.io/ios/app/retirement-estimator/id1448396456)

Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.

**Highlights:** Simulate financial scenarios, Estimate income, investments, and expenses, Strategic fund allocation, Visualize future financial trends, Generate CSV reports, Local data storage, Password and biometric authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Finance Entry | $1.99 | one-time |
| CSV Reports | $1.99 | one-time |
| Import/Export Data | $1.99 | one-time |
| Premium Package | $4.99 | one-time |


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is Retirement Estimator free?

Retirement Estimator is free to download, with in-app purchases available.

### Which has better reviews, RetirePlan or Retirement Estimator?

Retirement Estimator is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while Retirement Estimator averages 4.4 from 10 ratings.

### Do RetirePlan or Retirement Estimator have ads?

Neither RetirePlan nor Retirement Estimator shows ads.

### Which is updated more often, RetirePlan or Retirement Estimator?

RetirePlan ships an update every 2 months, and Retirement Estimator every 2 months. Most recently, RetirePlan was updated on September 3, 2026 and Retirement Estimator on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*