# RetirePlan vs Financial Calculator++

The clearest difference is in-app purchases: Financial Calculator++ at none against RetirePlan's 5. Financial Calculator++ also leads on price ($0.99 vs $4.99). RetirePlan's advantage is rating (4.3 vs 3.9) and review sentiment (74% vs 47%). On ratings volume, ads and chart position there is nothing between them.

RetirePlan costs $4.99 and Financial Calculator++ $0.99 up front. RetirePlan sells 3 one-off in-app purchases. Financial Calculator++ asks for nothing beyond the download.

RetirePlan holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 123 and 115 respectively. Written reviews point the same way: 74% of RetirePlan's written reviews are positive against 47% of Financial Calculator++'s.

RetirePlan ships an update every 2 months, Financial Calculator++ every 9 months. The most recent releases landed on October 21, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | RetirePlan | Financial Calculator++ |
| --- | --- | --- |
| Price | $4.99 | **$0.99** |
| Rating | **[4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews)** | [3.9 (115 ratings)](https://appshunter.io/ios/app/financial-calculator-plus-plus/id579421435/reviews) |
| Number of ratings | **123** | 115 |
| Positive reviews | **73.9% of reviews** | 47.1% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 9 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#111** | #168 |
| Size | 58 MB | 4 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Dogahe](https://appshunter.io/developer/468657946) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #111 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### Financial Calculator++

[App page](https://appshunter.io/ios/app/financial-calculator-plus-plus/id579421435)

**Currently charting:** #168 Top Paid · Finance (US App Store)

This app offers comprehensive financial calculations, including time value of money, cash flow analysis, and depreciation. It simplifies complex financial tasks with an intuitive interface and detailed instructions, making it suitable for both experienced and new users.

**Highlights:** Time Value of Money (TVM) calculations, Cash flow analysis with frequencies, Depreciation calculations (multiple methods), Statistics and regression analysis, Date calculations, Interest and profit calculations, Calculation history

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is Financial Calculator++ free?

Financial Calculator++ costs $0.99, with no in-app purchases.

### Which has better reviews, RetirePlan or Financial Calculator++?

RetirePlan is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while Financial Calculator++ averages 3.9 from 115 ratings.

### Do RetirePlan or Financial Calculator++ have ads?

Neither RetirePlan nor Financial Calculator++ shows ads.

### Which is updated more often, RetirePlan or Financial Calculator++?

RetirePlan ships an update every 2 months, and Financial Calculator++ every 9 months. Most recently, RetirePlan was updated on October 21, 2026 and Financial Calculator++ on October 23, 2026.

### Which is more popular, RetirePlan or Financial Calculator++?

RetirePlan currently peaks at #111 in the App Store charts, and Financial Calculator++ at #168. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*