# RetirePlan vs Projections

The clearest difference is review sentiment: RetirePlan at 75% against Projections's 0%. RetirePlan also leads on rating (4.3 vs 2.0) and ads (none vs shown). Projections's advantage is price (Free vs $4.99) and update cadence (every 2 weeks vs every 2 months). On in-app purchases and device support there is nothing between them.

Projections is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases and Projections sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

RetirePlan holds the better App Store score, 4.3 against 2.0. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 75% of RetirePlan's written reviews are positive against 0% of Projections's.

RetirePlan ships an update every 2 months, Projections every 2 weeks. The most recent releases landed on September 3, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | RetirePlan | Projections |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672/reviews) |
| Number of ratings | **123** | 1 |
| Positive reviews | **75.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Best chart rank | **#107** | — |
| Size | 58 MB | 63 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [7015781 Manitoba Inc](https://appshunter.io/developer/1447045358) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #107 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### Projections

[App page](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672)

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

**Highlights:** Create retirement projections, Manual or guided setup, Real-time impact analysis, Input assets, income, spending, Track contributions, Confidence in financial future

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual Subscription | $2.99 | per month |
| Annual Description | $29.99 | per year |


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is Projections free?

Projections is free to download, with in-app purchases available.

### Which has better reviews, RetirePlan or Projections?

RetirePlan is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while Projections averages 2.0 from 1 ratings.

### Do RetirePlan or Projections have ads?

Projections shows ads; RetirePlan does not.

### Which is updated more often, RetirePlan or Projections?

RetirePlan ships an update every 2 months, and Projections every 2 weeks. Most recently, RetirePlan was updated on September 3, 2026 and Projections on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*