# RetirePlan vs The Retirement Planner

The clearest difference is price: The Retirement Planner at Free against RetirePlan's $4.99. The Retirement Planner also leads on in-app purchases (none vs 5) and review sentiment (100% vs 74%). RetirePlan's advantage is rating (4.3 vs 4.0) and update cadence (every 2 months vs every 7 months). On ads, device support and iOS requirement there is nothing between them.

The Retirement Planner is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases. The Retirement Planner asks for nothing beyond the download.

RetirePlan holds the better App Store score, 4.3 against 4.0. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 74% of RetirePlan's written reviews are positive against 100% of The Retirement Planner's, so the app with the better star average is not the one people write more warmly about.

RetirePlan ships an update every 2 months, The Retirement Planner every 7 months. The most recent releases landed on October 21, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | RetirePlan | The Retirement Planner |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/the-retirement-planner/id6462524908/reviews) |
| Number of ratings | **123** | 4 |
| Positive reviews | 73.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#111** | — |
| Size | 58 MB | 21 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Wayne Johnson](https://appshunter.io/developer/1429216245) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #111 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### The Retirement Planner

[App page](https://appshunter.io/ios/app/the-retirement-planner/id6462524908)

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

**Highlights:** Retirement financial forecasting, Annual post-tax income estimation, Customizable retirement phases, Variable return and withdrawal rates, IRS tax table integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is The Retirement Planner free?

The Retirement Planner is free to download, with no in-app purchases.

### Which has better reviews, RetirePlan or The Retirement Planner?

RetirePlan is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while The Retirement Planner averages 4.0 from 4 ratings.

### Do RetirePlan or The Retirement Planner have ads?

Neither RetirePlan nor The Retirement Planner shows ads.

### Which is updated more often, RetirePlan or The Retirement Planner?

RetirePlan ships an update every 2 months, and The Retirement Planner every 7 months. Most recently, RetirePlan was updated on October 21, 2026 and The Retirement Planner on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*