# RetirePlan vs Plan to Retire

The clearest difference is rating: Plan to Retire at 5.0 against RetirePlan's 4.3. Plan to Retire also leads on in-app purchases (none vs 5) and update cadence (every 2 days vs every 2 months). RetirePlan's advantage is ratings volume (123 vs 4) and chart position (#111 vs unranked). On ads, device support and iOS requirement there is nothing between them.

RetirePlan costs $4.99 and Plan to Retire $0.99 up front. RetirePlan sells 3 one-off in-app purchases. Plan to Retire asks for nothing beyond the download.

Plan to Retire holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 4, so its average is the more settled of the two.

RetirePlan ships an update every 2 months, Plan to Retire every 2 days. The most recent releases landed on October 21, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | RetirePlan | Plan to Retire |
| --- | --- | --- |
| Price | $4.99 | **$0.99** |
| Rating | [4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/plan-to-retire/id6664072636/reviews)** |
| Number of ratings | **123** | 4 |
| Positive reviews | 73.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | **Free with in-app purchases** | Paid |
| Best chart rank | **#111** | — |
| Size | 58 MB | 1 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Chrono Code, LLC](https://appshunter.io/developer/1762525042) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #111 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### Plan to Retire

[App page](https://appshunter.io/ios/app/plan-to-retire/id6664072636)

This tool helps you calculate retirement savings goals and contribution schedules. It provides insights into investment growth and compares saving versus investing strategies. Plan your financial future with confidence using its flexible options and analysis.

**Highlights:** Retirement savings goal calculation, Investment return calculator, Saving vs. investing comparison graphs, Monthly contribution calculator, Flexible contribution scheduling, Real-time adjustments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is Plan to Retire free?

Plan to Retire costs $0.99, with no in-app purchases.

### Which has better reviews, RetirePlan or Plan to Retire?

Plan to Retire is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while Plan to Retire averages 5.0 from 4 ratings.

### Do RetirePlan or Plan to Retire have ads?

Neither RetirePlan nor Plan to Retire shows ads.

### Which is updated more often, RetirePlan or Plan to Retire?

RetirePlan ships an update every 2 months, and Plan to Retire every 2 days. Most recently, RetirePlan was updated on October 21, 2026 and Plan to Retire on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*