# RetirePlan vs RetireWhen

The clearest difference is price: RetireWhen at Free against RetirePlan's $4.99. RetireWhen also leads on rating (5.0 vs 4.3) and in-app purchases (none vs 5). RetirePlan's advantage is ads (none vs shown) and ratings volume (123 vs 8). On update cadence and device support there is nothing between them.

RetireWhen is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases. RetireWhen asks for nothing beyond the download.

RetireWhen holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 75% of RetirePlan's written reviews are positive against 100% of RetireWhen's.

RetirePlan ships an update every 2 months, RetireWhen every 4 weeks. The most recent releases landed on October 12, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | RetirePlan | RetireWhen |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | [4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/retirewhen/id6743419791/reviews)** |
| Number of ratings | **123** | 8 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 58 MB | 5 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Orestes Melgarejo](https://appshunter.io/developer/1329957643) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### RetireWhen

[App page](https://appshunter.io/ios/app/retirewhen/id6743419791)

This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.

**Highlights:** Dynamic real-time charts, Support for 3 user profiles, Adjust income, savings, and spending, Visualize depletion age and savings breakdown, Interactive sliders for real-time adjustments, Year-by-year results view, Advanced variable adjustments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is RetireWhen free?

RetireWhen is free to download, with no in-app purchases.

### Which has better reviews, RetirePlan or RetireWhen?

RetireWhen is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while RetireWhen averages 5.0 from 8 ratings.

### Do RetirePlan or RetireWhen have ads?

RetireWhen shows ads; RetirePlan does not.

### Which is updated more often, RetirePlan or RetireWhen?

RetirePlan ships an update every 2 months, and RetireWhen every 4 weeks. Most recently, RetirePlan was updated on October 12, 2026 and RetireWhen on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*