# RetirePlan vs FIRE Independence

The clearest difference is rating: FIRE Independence at 5.0 against RetirePlan's 4.3. FIRE Independence also leads on in-app purchases (none vs 5) and update cadence (every 9 days vs every 2 months). RetirePlan's advantage is ratings volume (123 vs 10) and device support (3 vs 1). On price and ads there is nothing between them.

RetirePlan costs $4.99 and FIRE Independence $4.99 up front. RetirePlan sells 3 one-off in-app purchases. FIRE Independence asks for nothing beyond the download.

FIRE Independence holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 75% of RetirePlan's written reviews are positive against 100% of FIRE Independence's.

RetirePlan ships an update every 2 months, FIRE Independence every 9 days. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | RetirePlan | FIRE Independence |
| --- | --- | --- |
| Price | $4.99 | $4.99 |
| Rating | [4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews) | **[5.0 (10 ratings)](https://appshunter.io/ios/app/fire-independence/id6756547156/reviews)** |
| Number of ratings | **123** | 10 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 9 days** |
| Monetization | **Free with in-app purchases** | Paid |
| Best chart rank | — | **#33** |
| Size | 58 MB | 2 MB |
| Requires iOS | **15.1** | 18.1 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Ryan Henryson](https://appshunter.io/developer/1860699018) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### FIRE Independence

[App page](https://appshunter.io/ios/app/fire-independence/id6756547156)

**Currently charting:** #33 Top Paid · Finance (US App Store)

This app helps users plan for early retirement by calculating their financial independence number, tracking assets and expenses, and projecting future net worth. It offers various FIRE lifestyle options and emphasizes data privacy with local storage.

**Highlights:** Personalized FIRE Number calculation, Tracking of assets, investments, expenses, and debts, Projections for net worth and years to FIRE, Support for Lean, Standard, Fat, and Coast FIRE, User-friendly interface with real-time updates, Local data storage for enhanced privacy

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is FIRE Independence free?

FIRE Independence costs $4.99, with no in-app purchases.

### Which has better reviews, RetirePlan or FIRE Independence?

FIRE Independence is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while FIRE Independence averages 5.0 from 10 ratings.

### Do RetirePlan or FIRE Independence have ads?

Neither RetirePlan nor FIRE Independence shows ads.

### Which is updated more often, RetirePlan or FIRE Independence?

RetirePlan ships an update every 2 months, and FIRE Independence every 9 days. Most recently, RetirePlan was updated on October 12, 2026 and FIRE Independence on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*