# RetirePlan vs Financial Calculator+++

The clearest difference is update cadence: RetirePlan at every 2 months against Financial Calculator+++'s every 25 months. RetirePlan also leads on ratings volume (123 vs 10) and chart position (#107 vs unranked). Financial Calculator+++'s advantage is review sentiment (100% vs 75%) and price ($2.99 vs $4.99). On rating, ads and in-app purchases there is nothing between them.

RetirePlan costs $4.99 and Financial Calculator+++ $2.99 up front. RetirePlan sells 3 one-off in-app purchases and Financial Calculator+++ sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.3 for RetirePlan against 4.4 for Financial Calculator+++. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 75% of RetirePlan's written reviews are positive against 100% of Financial Calculator+++'s.

RetirePlan ships an update every 2 months, Financial Calculator+++ every 25 months. The most recent releases landed on September 3, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | RetirePlan | Financial Calculator+++ |
| --- | --- | --- |
| Price | $4.99 | **$2.99** |
| Rating | [4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews) | **[4.4 (10 ratings)](https://appshunter.io/ios/app/financial-calculator-plus-plus-plus/id717945464/reviews)** |
| Number of ratings | **123** | 10 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 25 months |
| Monetization | **Free with in-app purchases** | Paid |
| Best chart rank | **#107** | — |
| Size | 58 MB | 4 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPad |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Dogahe](https://appshunter.io/developer/468657946) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #107 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### Financial Calculator+++

[App page](https://appshunter.io/ios/app/financial-calculator-plus-plus-plus/id717945464)

This iPad app offers comprehensive financial calculations, including time value of money, cash flow analysis, depreciation, and statistics. It simplifies complex financial tasks with an intuitive interface and provides detailed instructions for each calculation.

**Highlights:** Time value of money calculations, Cash flow analysis with NPV and IRR, Multiple depreciation methods, Statistics and regression analysis, Date calculations, Interest and profit calculations

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quadratic Regression | $0.99 | one-time |


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is Financial Calculator+++ free?

Financial Calculator+++ costs $2.99, and also offers in-app purchases.

### Which has better reviews, RetirePlan or Financial Calculator+++?

Financial Calculator+++ is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while Financial Calculator+++ averages 4.4 from 10 ratings.

### Do RetirePlan or Financial Calculator+++ have ads?

Neither RetirePlan nor Financial Calculator+++ shows ads.

### Which is updated more often, RetirePlan or Financial Calculator+++?

RetirePlan ships an update every 2 months, and Financial Calculator+++ every 25 months. Most recently, RetirePlan was updated on September 3, 2026 and Financial Calculator+++ on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*