# RetirePlan vs PlanMode

The clearest difference is price: PlanMode at Free against RetirePlan's $4.99. RetirePlan's advantage is ads (none vs shown) and chart position (#107 vs unranked). On rating, review sentiment, ratings volume and update cadence there is nothing between them.

PlanMode is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases and PlanMode sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.3 for RetirePlan against 4.3 for PlanMode. Both are backed by a comparable volume of ratings — 123 and 105 respectively. Written reviews are what separate them: 75% of RetirePlan's written reviews are positive against 77% of PlanMode's.

RetirePlan ships an update every 2 months, PlanMode every 3 months. The most recent releases landed on September 3, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | RetirePlan | PlanMode |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | [4.3 (123 ratings)](https://appshunter.io/ios/app/retireplan/id435739013/reviews) | [4.3 (105 ratings)](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311/reviews) |
| Number of ratings | **123** | 105 |
| Positive reviews | 75.0% of reviews | **76.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#107** | — |
| Size | 58 MB | 36 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keltin Enterprises](https://appshunter.io/developer/1738708026) | [Sawhney Systems](https://appshunter.io/developer/570593131) |

## What reviewers say

### RetirePlan

[App page](https://appshunter.io/ios/app/retireplan/id435739013)

**Currently charting:** #107 Top Paid · Finance (US App Store)

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

**Highlights:** Retirement financial planning, Interactive data input and assumptions, Visual graph projections, Adjustable sliders for scenario testing, Detailed yearly spreadsheet view, Monte Carlo simulation for success likelihood, Customizable settings for spouse, Social Security, and inflation

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 additional scenarios | $1.99 | one-time |
| save 5 more scenarios | $1.99 | one-time |
| 5 Scenarios | $1.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Excellent value for $5 price point
- 📊 Powerful visualization and graphical displays
- 🎯 Flexible scenario planning and what-if analysis
- 🔧 Highly customizable with many input options

**What reviewers complain about**

- 🚫 Not relevant or useful outside the US
- ⚠️ Recent updates significantly degraded user experience
- 🔐 New account requirement and cloud data storage concerns
- 🎚️ Difficult slider controls for data input
- 📉 Y-axis scale changes dynamically while entering data

**Reported bugs**

- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape

**Requested features**

- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations


### PlanMode

[App page](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311)

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

**Highlights:** Lifetime wealth projections, Retirement savings gap analysis, Scenario testing for financial decisions, All-in-one financial dashboard, Detailed financial profile integration, Comparison of financial alternatives

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Week Premium Activation | $0.99 | one-time |
| 1-Month Premium Activation | $5.99 | one-time |
| 1-Year Premium Activation | $19.99 | one-time |


## Frequently asked questions

### Is RetirePlan free?

RetirePlan costs $4.99, and also offers in-app purchases.

### Is PlanMode free?

PlanMode is free to download, with in-app purchases available.

### Which has better reviews, RetirePlan or PlanMode?

RetirePlan and PlanMode are both rated 4.3 out of 5 on the App Store, from 123 and 105 ratings respectively.

### Do RetirePlan or PlanMode have ads?

PlanMode shows ads; RetirePlan does not.

### Which is updated more often, RetirePlan or PlanMode?

RetirePlan ships an update every 2 months, and PlanMode every 3 months. Most recently, RetirePlan was updated on September 3, 2026 and PlanMode on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*