# Firstmark Credit Union vs H

Firstmark Credit Union and H both sit at 4.9 stars, but that hides the real split: 86% of Firstmark Credit Union's written reviews are positive against 33% of H's. H's advantage is update cadence (every 5 weeks vs every 6 months) and iOS requirement (13.0 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Firstmark Credit Union against 4.9 for H. Both are backed by a comparable volume of ratings — 13K and 9.6K respectively. Written reviews are what separate them: 86% of Firstmark Credit Union's written reviews are positive against 33% of H's.

Firstmark Credit Union ships an update every 6 months, H every 5 weeks. Both last shipped on October 27, 2026.

## The numbers

| Metric | Firstmark Credit Union | H |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (13K ratings)](https://appshunter.io/ios/app/firstmark-credit-union/id435999457/reviews) | **[4.9 (9.6K ratings)](https://appshunter.io/ios/app/h-e-b-debit/id1514744431/reviews)** |
| Number of ratings | **13K** | 9.6K |
| Positive reviews | **86.1% of reviews** | 32.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 31 MB | 53 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Firstmark Credit Union](https://appshunter.io/developer/435999461) | [Netspend Corporation](https://appshunter.io/developer/381397907) |

## What reviewers say

### Firstmark Credit Union

[App page](https://appshunter.io/ios/app/firstmark-credit-union/id435999457)

Manage your finances on the go with this banking app. Securely access your accounts, transfer funds, pay bills, and deposit checks. It also offers features for loan applications, card controls, and finding nearby financial centers.

**Highlights:** Secure login (Touch ID/facial recognition), View account activity and balances, Fund transfers, Bill pay, Mobile check deposit, Loan applications, Debit/Credit card controls

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient banking
- 🔒 Secure transactions
- 💡 Helpful features (e.g. credit score tracking)

**What reviewers complain about**

- 🐛 Buggy and laggy app
- 🔍 Limited transaction history visibility
- 💤 Outdated technology (no Zelle support)

**Reported bugs**

- Face ID/fingerprint login issues
- Inconsistent check deposit functionality
- Incorrect transaction categorization

**Requested features**

- Ability to view full transaction history
- Option to add notes to transactions
- Twice-per-month bill pay scheduling


### H

[App page](https://appshunter.io/ios/app/h-e-b-debit/id1514744431)

This debit account offers Texans a convenient way to pay, with benefits like 5% cash back on store brand products and no monthly fees. It also provides overdraft protection and faster access to funds through direct deposit.

**Highlights:** 5% cash back on H-E-B brand products, No monthly account maintenance fee, Purchase Cushion up to $20, Access funds up to 2 days faster, Free cash withdrawals at H-E-B ATMs, Add funds at no cost at H-E-B locations

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💳 Great cash back on HEB products
- 🏦 Useful for those without regular bank accounts
- 🇹🇽 Convenient for Texas residents

**What reviewers complain about**

- 🐛 Buggy app with frequent issues
- 🤖 Poor customer service, often outsourced
- 🔒 Difficulty linking bank accounts and adding funds
- 💳 Limited functionality compared to regular debit cards

**Reported bugs**

- App crashes and freezes
- Deposit and transfer failures
- Incorrect transaction reporting

**Requested features**

- Link to mobile wallets like Apple Pay
- Improved deposit and transfer options
- Overdraft protection


## Frequently asked questions

### Is Firstmark Credit Union free?

Firstmark Credit Union is free to download, with no in-app purchases.

### Is H free?

H is free to download, with no in-app purchases.

### Which has better reviews, Firstmark Credit Union or H?

H is rated higher. Firstmark Credit Union averages 4.9 out of 5 from 13K ratings, while H averages 4.9 from 9.6K ratings.

### Do Firstmark Credit Union or H have ads?

Neither Firstmark Credit Union nor H shows ads.

### Which is updated more often, Firstmark Credit Union or H?

Firstmark Credit Union ships an update every 6 months, and H every 5 weeks. Most recently, Firstmark Credit Union was updated on October 27, 2026 and H on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*