# MSB mBank vs NCB iziMobile

The clearest difference is rating: NCB iziMobile at 4.8 against MSB mBank's 3.2. NCB iziMobile also leads on ads (none vs shown) and update cadence (weekly vs every 3 weeks). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCB iziMobile holds the better App Store score, 4.8 against 3.2. Both are backed by a comparable volume of ratings — 105 and 393 respectively. Written reviews complicate that: 36% of MSB mBank's written reviews are positive against 30% of NCB iziMobile's, so the app with the better star average is not the one people write more warmly about.

MSB mBank ships an update every 3 weeks, NCB iziMobile weekly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MSB mBank | NCB iziMobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (105 ratings)](https://appshunter.io/ios/app/msb-mbank/id436134873/reviews) | **[4.8 (393 ratings)](https://appshunter.io/ios/app/ncb-izimobile/id1465217154/reviews)** |
| Number of ratings | 105 | **393** |
| Positive reviews | **36.4% of reviews** | 30.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 214 MB | 519 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155) | [National Citizen Bank](https://appshunter.io/developer/1255731263) |

## What reviewers say

### MSB mBank

[App page](https://appshunter.io/ios/app/msb-mbank/id436134873)

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

**Highlights:** 1-minute online account registration, Choose custom bank account numbers, Attractive interest rates on savings, All-in-one utility services, Automatic bill payments and recharges, Expense monitoring and management, Exclusive promotions and cashback

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Beautiful interface
- 🚀 Fast transactions
- 👍 Convenient
- 👍 Smart and fast app

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent ads
- 🐛 App crashes/errors
- 🐛 Poor customer service
- 🐛 Confusing interface

**Reported bugs**

- Login issues, incorrect password messages
- App crashes or exits unexpectedly
- NFC CCCD scan not working
- Advertisements popping up during critical actions (e.g., entering passcode)
- Transaction notifications delayed or not updated properly

**Requested features**

- Dedicated interface for M First customers
- Full screen app for iPad


### NCB iziMobile

[App page](https://appshunter.io/ios/app/ncb-izimobile/id1465217154)

This mobile banking application offers fast, secure, and convenient access to banking services. Manage accounts, transfer funds, handle card services, and make various payments directly from your smartphone.

**Highlights:** Account balance and transaction history, Interbank and fast fund transfers, Card management and payments, Online savings, Mobile and e-wallet top-ups, Service bill payments, Cash by Code withdrawal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MSB mBank free?

MSB mBank is free to download, with no in-app purchases.

### Is NCB iziMobile free?

NCB iziMobile is free to download, with no in-app purchases.

### Which has better reviews, MSB mBank or NCB iziMobile?

NCB iziMobile is rated higher. MSB mBank averages 3.2 out of 5 from 105 ratings, while NCB iziMobile averages 4.8 from 393 ratings.

### Do MSB mBank or NCB iziMobile have ads?

MSB mBank shows ads; NCB iziMobile does not.

### Which is updated more often, MSB mBank or NCB iziMobile?

MSB mBank ships an update every 3 weeks, and NCB iziMobile weekly. Most recently, MSB mBank was updated on November 1, 2026 and NCB iziMobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*