# MSB mBank vs Allo Bank

The clearest difference is ratings volume: MSB mBank at 105 against Allo Bank's 9. MSB mBank also leads on monetization model (free vs ad-supported) and iOS requirement (12.0 vs 16.6). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Allo Bank holds the better App Store score, 3.3 against 3.2. That said, the two scores are not equally well evidenced: MSB mBank has 105 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 36% of MSB mBank's written reviews are positive against 41% of Allo Bank's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MSB mBank | Allo Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (105 ratings)](https://appshunter.io/ios/app/msb-mbank/id436134873/reviews) | **[3.3 (9 ratings)](https://appshunter.io/ios/app/allo-bank/id1591223632/reviews)** |
| Number of ratings | **105** | 9 |
| Positive reviews | 36.4% of reviews | **40.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 214 MB | 129 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155) | [allobank](https://appshunter.io/developer/1591223634) |

## What reviewers say

### MSB mBank

[App page](https://appshunter.io/ios/app/msb-mbank/id436134873)

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

**Highlights:** 1-minute online account registration, Choose custom bank account numbers, Attractive interest rates on savings, All-in-one utility services, Automatic bill payments and recharges, Expense monitoring and management, Exclusive promotions and cashback

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Beautiful interface
- 🚀 Fast transactions
- 👍 Convenient
- 👍 Smart and fast app

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent ads
- 🐛 App crashes/errors
- 🐛 Poor customer service
- 🐛 Confusing interface

**Reported bugs**

- Login issues, incorrect password messages
- App crashes or exits unexpectedly
- NFC CCCD scan not working
- Advertisements popping up during critical actions (e.g., entering passcode)
- Transaction notifications delayed or not updated properly

**Requested features**

- Dedicated interface for M First customers
- Full screen app for iPad


### Allo Bank

[App page](https://appshunter.io/ios/app/allo-bank/id1591223632)

This digital banking app simplifies transactions, savings, and installments with high interest rates, instant withdrawals, and cashback. It offers flexible savings options, collateral-free installments, and secure online shopping features. All financial needs are managed securely and efficiently within one platform.

**Highlights:** High interest savings rates, Flexible installments with 0% interest, QRIS payments, Unlimited free interbank transfers, Virtual Debit Card and Account, Cashback and daily promos

**In-app purchases:** none


## Frequently asked questions

### Is MSB mBank free?

MSB mBank is free to download, with no in-app purchases.

### Is Allo Bank free?

Allo Bank is free to download, with no in-app purchases.

### Which has better reviews, MSB mBank or Allo Bank?

Allo Bank is rated higher. MSB mBank averages 3.2 out of 5 from 105 ratings, while Allo Bank averages 3.3 from 9 ratings.

### Do MSB mBank or Allo Bank have ads?

Both MSB mBank and Allo Bank show ads.

### Which is updated more often, MSB mBank or Allo Bank?

MSB mBank ships an update every 3 weeks, and Allo Bank every 3 weeks. Most recently, MSB mBank was updated on November 1, 2026 and Allo Bank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*