# MSB mBank vs CUB Vietnam

The clearest difference is rating: CUB Vietnam at 4.9 against MSB mBank's 3.2. CUB Vietnam also leads on ads (none vs shown) and review sentiment (71% vs 36%). MSB mBank's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CUB Vietnam holds the better App Store score, 4.9 against 3.2. That said, the two scores are not equally well evidenced: CUB Vietnam has 538 ratings behind it against 105, so its average is the more settled of the two. Written reviews point the same way: 36% of MSB mBank's written reviews are positive against 71% of CUB Vietnam's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | MSB mBank | CUB Vietnam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (105 ratings)](https://appshunter.io/ios/app/msb-mbank/id436134873/reviews) | **[4.9 (538 ratings)](https://appshunter.io/ios/app/cub-vietnam/id6450951295/reviews)** |
| Number of ratings | 105 | **538** |
| Positive reviews | 36.4% of reviews | **70.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 214 MB | 121 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155) | [Cathay United Bank - Ho Chi Minh City Branch](https://appshunter.io/developer/1695872970) |

## What reviewers say

### MSB mBank

[App page](https://appshunter.io/ios/app/msb-mbank/id436134873)

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

**Highlights:** 1-minute online account registration, Choose custom bank account numbers, Attractive interest rates on savings, All-in-one utility services, Automatic bill payments and recharges, Expense monitoring and management, Exclusive promotions and cashback

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Beautiful interface
- 🚀 Fast transactions
- 👍 Convenient
- 👍 Smart and fast app

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent ads
- 🐛 App crashes/errors
- 🐛 Poor customer service
- 🐛 Confusing interface

**Reported bugs**

- Login issues, incorrect password messages
- App crashes or exits unexpectedly
- NFC CCCD scan not working
- Advertisements popping up during critical actions (e.g., entering passcode)
- Transaction notifications delayed or not updated properly

**Requested features**

- Dedicated interface for M First customers
- Full screen app for iPad


### CUB Vietnam

[App page](https://appshunter.io/ios/app/cub-vietnam/id6450951295)

Apply for fast, convenient, and reliable online installment and consumer loans. Get instant disbursement with flexible terms and attractive interest rates, all through a secure mobile application.

**Highlights:** 100% online consumer loan application, Quick loan approval and fast disbursement, Online credit limits up to 40 million VND, Flexible installment terms (3-36 months), Biometric and OTP security features, NFC-enabled ID scanning

**In-app purchases:** none


## Frequently asked questions

### Is MSB mBank free?

MSB mBank is free to download, with no in-app purchases.

### Is CUB Vietnam free?

CUB Vietnam is free to download, with no in-app purchases.

### Which has better reviews, MSB mBank or CUB Vietnam?

CUB Vietnam is rated higher. MSB mBank averages 3.2 out of 5 from 105 ratings, while CUB Vietnam averages 4.9 from 538 ratings.

### Do MSB mBank or CUB Vietnam have ads?

MSB mBank shows ads; CUB Vietnam does not.

### Which is updated more often, MSB mBank or CUB Vietnam?

MSB mBank ships an update every 3 weeks, and CUB Vietnam every 3 weeks. Most recently, MSB mBank was updated on November 1, 2026 and CUB Vietnam on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*