# Paycloud vs BackpackWallet

The clearest difference is rating: BackpackWallet at 4.6 against Paycloud's 2.1. BackpackWallet also leads on review sentiment (80% vs 42%). Paycloud's advantage is iOS requirement (8.0 vs 13.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BackpackWallet holds the better App Store score, 4.6 against 2.1. Both are backed by a comparable volume of ratings — 14 and 10 respectively. Written reviews point the same way: 42% of Paycloud's written reviews are positive against 80% of BackpackWallet's.

Paycloud ships an update every 6 weeks, BackpackWallet every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Paycloud | BackpackWallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (14 ratings)](https://appshunter.io/ios/app/paycloud/id436337151/reviews) | **[4.6 (10 ratings)](https://appshunter.io/ios/app/backpackwallet/id1621422327/reviews)** |
| Number of ratings | **14** | 10 |
| Positive reviews | 42.1% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 7 MB | 37 MB |
| Requires iOS | **8.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Factor4](https://appshunter.io/developer/1081891612) | [JXN, LLC](https://appshunter.io/developer/1567441459) |

## What reviewers say

### Paycloud

[App page](https://appshunter.io/ios/app/paycloud/id436337151)

Manage your reward and gift cards, discover local deals, and earn points or cash back at participating businesses. Easily join loyalty programs and redeem rewards with a tap.

**Highlights:** Manage reward and gift cards, Discover local discounts and coupons, Earn points, punches, and cash back, Join loyalty programs with one touch, Redeem rewards via countertop sensor, Monitor loyalty program status

**Features:** macOS Compatibility

**In-app purchases:** none


### BackpackWallet

[App page](https://appshunter.io/ios/app/backpackwallet/id1621422327)

This app simplifies Web3 finance with a user-friendly interface, eliminating complex jargon. It offers automated onboarding and familiar account types to manage digital assets with confidence. Designed for one-handed use, it aims to be your all-in-one financial hub.

**Highlights:** Simplified Web3 transactions, Automated onboarding guide, Familiar account personas (Spender, Planner, Builder), One-handed usability design, Wallet Connect 2.0 integration, Multi-asset wallets, KYC/KYB customer experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paycloud free?

Paycloud is free to download, with no in-app purchases.

### Is BackpackWallet free?

BackpackWallet is free to download, with no in-app purchases.

### Which has better reviews, Paycloud or BackpackWallet?

BackpackWallet is rated higher. Paycloud averages 2.1 out of 5 from 14 ratings, while BackpackWallet averages 4.6 from 10 ratings.

### Do Paycloud or BackpackWallet have ads?

Neither Paycloud nor BackpackWallet shows ads.

### Which is updated more often, Paycloud or BackpackWallet?

Paycloud ships an update every 6 weeks, and BackpackWallet every 2 months. Most recently, Paycloud was updated on November 1, 2026 and BackpackWallet on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*