# Krungthai NEXT vs BAAC Mobile

The clearest difference is rating: BAAC Mobile at 4.2 against Krungthai NEXT's 3.5. Krungthai NEXT's advantage is ratings volume (200 vs 14). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAAC Mobile holds the better App Store score, 4.2 against 3.5. That said, the two scores are not equally well evidenced: Krungthai NEXT has 200 ratings behind it against 14, so its average is the more settled of the two. Written reviews complicate that: 13% of Krungthai NEXT's written reviews are positive against 8% of BAAC Mobile's, so the app with the better star average is not the one people write more warmly about.

Krungthai NEXT ships an update monthly, BAAC Mobile every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Krungthai NEXT | BAAC Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (200 ratings)](https://appshunter.io/ios/app/krungthai-next/id436753378/reviews) | **[4.2 (14 ratings)](https://appshunter.io/ios/app/baac-mobile/id1591473167/reviews)** |
| Number of ratings | **200** | 14 |
| Positive reviews | **13.0% of reviews** | 7.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 321 MB | 164 MB |
| Requires iOS | 15.0 | **14** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Krung Thai Bank](https://appshunter.io/developer/383583054) | [Bank for Agriculture and Agricultural Cooperatives](https://appshunter.io/developer/980685866) |

## What reviewers say

### Krungthai NEXT

[App page](https://appshunter.io/ios/app/krungthai-next/id436753378)

Manage your finances with a secure and user-friendly mobile banking app. Perform transfers, pay bills, withdraw cash, and apply for loans with ease. Enjoy personalized features, smart transaction suggestions, and exclusive promotions.

**Highlights:** Face verification for secure login, Transfer, pay bills, and withdraw money, Schedule transactions up to 24 months ahead, Personalize home screen and quick menu, Smart banners for reminders and news, Suggested transactions for faster completion, Access to high-interest savings accounts

**In-app purchases:** none

**What reviewers like**

- ✅ Convenient daily transactions and money transfers
- ⚡ Quick and easy for basic banking operations
- 🏦 Reliable for regular bill payments
- 📱 Functional app for everyday banking needs

**What reviewers complain about**

- 🐛 Frequent crashes and app freezes
- ⏱️ Extremely slow loading times
- 🔐 Excessive identity verification requirements
- 📵 Cannot function on WiFi-only devices
- 🌍 Severely limited for overseas users

**Reported bugs**

- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error

**Requested features**

- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input


### BAAC Mobile

[App page](https://appshunter.io/ios/app/baac-mobile/id1591473167)

Manage your finances with ease through this mobile banking app. Perform transactions like transfers, bill payments, and loan applications securely 24/7. It offers features like cardless withdrawals and digital statement requests.

**Highlights:** Money transfer, top-up, bill payment, Cardless cash withdrawals, Savings lottery deposit and prize checks, Loan applications and revolving credit, Transaction history and e-Slip requests, Digital statements via email, Facial recognition for PIN reset

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Krungthai NEXT free?

Krungthai NEXT is free to download, with no in-app purchases.

### Is BAAC Mobile free?

BAAC Mobile is free to download, with no in-app purchases.

### Which has better reviews, Krungthai NEXT or BAAC Mobile?

BAAC Mobile is rated higher. Krungthai NEXT averages 3.5 out of 5 from 200 ratings, while BAAC Mobile averages 4.2 from 14 ratings.

### Do Krungthai NEXT or BAAC Mobile have ads?

Neither Krungthai NEXT nor BAAC Mobile shows ads.

### Which is updated more often, Krungthai NEXT or BAAC Mobile?

Krungthai NEXT ships an update monthly, and BAAC Mobile every 3 weeks. Most recently, Krungthai NEXT was updated on November 1, 2026 and BAAC Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*