# Krungthai NEXT vs Dime!  เงินฝาก หุ้น กองทุน ทอง

The clearest difference is review sentiment: Dime!  เงินฝาก หุ้น กองทุน ทอง at 50% against Krungthai NEXT's 13%. Dime!  เงินฝาก หุ้น กองทุน ทอง also leads on monetization model (free vs free with in-app purchases). Krungthai NEXT's advantage is rating (3.5 vs 3.3) and ratings volume (199 vs 12). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Krungthai NEXT holds the better App Store score, 3.5 against 3.3. That said, the two scores are not equally well evidenced: Krungthai NEXT has 199 ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 13% of Krungthai NEXT's written reviews are positive against 50% of Dime!  เงินฝาก หุ้น กองทุน ทอง's, so the app with the better star average is not the one people write more warmly about.

Krungthai NEXT ships an update monthly, Dime!  เงินฝาก หุ้น กองทุน ทอง every 3 weeks. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Krungthai NEXT | Dime!  เงินฝาก หุ้น กองทุน ทอง |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (199 ratings)](https://appshunter.io/ios/app/krungthai-next/id436753378/reviews)** | [3.3 (12 ratings)](https://appshunter.io/ios/app/dime/id1612798502/reviews) |
| Number of ratings | **199** | 12 |
| Positive reviews | 13.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 321 MB | 247 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Krung Thai Bank](https://appshunter.io/developer/383583054) | [KKP DIME](https://appshunter.io/developer/1606844569) |

## What reviewers say

### Krungthai NEXT

[App page](https://appshunter.io/ios/app/krungthai-next/id436753378)

Manage your finances with a secure and user-friendly mobile banking app. Perform transactions, pay bills, apply for loans, and enjoy personalized features for a smarter financial lifestyle. Access high-interest savings accounts and competitive foreign exchange rates.

**Highlights:** Face verification for secure login, Hassle-free money transfers and bill payments, Loan applications and credit limit management, High-interest savings accounts, Personalized home screen and transaction suggestions, Smart reminders and promotions, Travel card with competitive exchange rates

**In-app purchases:** none

**What reviewers like**

- ✅ Convenient daily transactions and money transfers
- ⚡ Quick and easy for basic banking operations
- 🏦 Reliable for regular bill payments
- 📱 Functional app for everyday banking needs

**What reviewers complain about**

- 🐛 Frequent crashes and app freezes
- ⏱️ Extremely slow loading times
- 🔐 Excessive identity verification requirements
- 📵 Cannot function on WiFi-only devices
- 🌍 Severely limited for overseas users

**Reported bugs**

- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error

**Requested features**

- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input


### Dime!  เงินฝาก หุ้น กองทุน ทอง

[App page](https://appshunter.io/ios/app/dime/id1612798502)

Manage savings accounts, invest in US and Thai stocks, mutual funds, gold, and corporate bonds. Offers high interest rates on savings and low investment minimums. Provides tools for tracking portfolio performance and trends.

**Highlights:** High-interest savings accounts (THB & USD), Invest in US stocks from 50 THB, Trade Thai stocks seamlessly, Access over 1,700 mutual funds, Invest in gold from 100 THB, Invest in corporate bonds, Portfolio analytics and trending lists

**In-app purchases:** none


## Frequently asked questions

### Is Krungthai NEXT free?

Krungthai NEXT is free to download, with no in-app purchases.

### Is Dime!  เงินฝาก หุ้น กองทุน ทอง free?

Dime!  เงินฝาก หุ้น กองทุน ทอง is free to download, with no in-app purchases.

### Which has better reviews, Krungthai NEXT or Dime!  เงินฝาก หุ้น กองทุน ทอง?

Krungthai NEXT is rated higher. Krungthai NEXT averages 3.5 out of 5 from 199 ratings, while Dime!  เงินฝาก หุ้น กองทุน ทอง averages 3.3 from 12 ratings.

### Do Krungthai NEXT or Dime!  เงินฝาก หุ้น กองทุน ทอง have ads?

Neither Krungthai NEXT nor Dime!  เงินฝาก หุ้น กองทุน ทอง shows ads.

### Which is updated more often, Krungthai NEXT or Dime!  เงินฝาก หุ้น กองทุน ทอง?

Krungthai NEXT ships an update monthly, and Dime!  เงินฝาก หุ้น กองทุน ทอง every 3 weeks. Most recently, Krungthai NEXT was updated on October 23, 2026 and Dime!  เงินฝาก หุ้น กองทุน ทอง on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*