# Krungthai NEXT vs CGSI

The clearest difference is device support: Krungthai NEXT at 3 against CGSI's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Krungthai NEXT ships an update monthly, CGSI fortnightly. The most recent releases landed on November 10, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Krungthai NEXT | CGSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (200 ratings)](https://appshunter.io/ios/app/krungthai-next/id436753378/reviews)** | — |
| Number of ratings | **200** | — |
| Positive reviews | 13.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | — |
| Size | 321 MB | 185 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Krung Thai Bank](https://appshunter.io/developer/383583054) | [CGS INTERNATIONAL SECURITIES (THAILAND) COMPANY LIMITED](https://appshunter.io/developer/1706961412) |

## What reviewers say

### Krungthai NEXT

[App page](https://appshunter.io/ios/app/krungthai-next/id436753378)

Manage your finances with a secure and user-friendly mobile banking app. Perform transfers, pay bills, withdraw cash, and apply for loans with ease. Enjoy personalized features, smart transaction suggestions, and exclusive promotions.

**Highlights:** Face verification for secure login, Transfer, pay bills, and withdraw money, Schedule transactions up to 24 months ahead, Personalize home screen and quick menu, Smart banners for reminders and news, Suggested transactions for faster completion, Access to high-interest savings accounts

**In-app purchases:** none

**What reviewers like**

- ✅ Convenient daily transactions and money transfers
- ⚡ Quick and easy for basic banking operations
- 🏦 Reliable for regular bill payments
- 📱 Functional app for everyday banking needs

**What reviewers complain about**

- 🐛 Frequent crashes and app freezes
- ⏱️ Extremely slow loading times
- 🔐 Excessive identity verification requirements
- 📵 Cannot function on WiFi-only devices
- 🌍 Severely limited for overseas users

**Reported bugs**

- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error

**Requested features**

- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input


### CGSI

[App page](https://appshunter.io/ios/app/cgsi/id6498995198)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Krungthai NEXT free?

Krungthai NEXT is free to download, with no in-app purchases.

### Is CGSI free?

CGSI is free to download, with no in-app purchases.

### Do Krungthai NEXT or CGSI have ads?

Neither Krungthai NEXT nor CGSI shows ads.

### Which is updated more often, Krungthai NEXT or CGSI?

Krungthai NEXT ships an update monthly, and CGSI fortnightly. Most recently, Krungthai NEXT was updated on November 10, 2026 and CGSI on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*