# 住信SBIネット銀行 NISA投資や証券、株・デビットカード vs JALマイレージバンク

The clearest difference is monetization model: JALマイレージバンク at free against 住信SBIネット銀行 NISA投資や証券、株・デビットカード's free with in-app purchases. 住信SBIネット銀行 NISA投資や証券、株・デビットカード's advantage is ratings volume (414K vs 129K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for 住信SBIネット銀行 NISA投資や証券、株・デビットカード against 4.5 for JALマイレージバンク. Both are backed by a comparable volume of ratings — 414K and 129K respectively. Written reviews are what separate them: 28% of 住信SBIネット銀行 NISA投資や証券、株・デビットカード's written reviews are positive against 20% of JALマイレージバンク's.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | 住信SBIネット銀行 NISA投資や証券、株・デビットカード | JALマイレージバンク |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (414K ratings)](https://appshunter.io/ios/app/sbi-nisa/id436755036/reviews)** | [4.5 (129K ratings)](https://appshunter.io/ios/app/jal/id1444599693/reviews) |
| Number of ratings | **414K** | 129K |
| Positive reviews | **27.8% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 124 MB | 640 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DOCOMO SMTB Net Bank, Inc.](https://appshunter.io/developer/436755039) | [JAL ペイメント・ポート株式会社](https://appshunter.io/developer/1444599692) |

## What reviewers say

### 住信SBIネット銀行 NISA投資や証券、株・デビットカード

[App page](https://appshunter.io/ios/app/sbi-nisa/id436755036)

Manage your bank accounts, make transfers, and access foreign currency deposits and loans all from your smartphone. Enjoy free ATM withdrawals and instant mobile debit card issuance. Secure transactions are facilitated through passwordless biometric authentication.

**Highlights:** ATM withdrawals without a card, Instant mobile debit card, Passwordless biometric authentication, Foreign currency deposits, Loan applications, Purpose-based savings accounts, Point rewards program

**Features:** Apple Wallet

**In-app purchases:** none


### JALマイレージバンク

[App page](https://appshunter.io/ios/app/jal/id1444599693)

This app allows JAL Mileage Bank members to manage a prepaid Mastercard with multi-currency capabilities. Easily charge your card in Japanese Yen, exchange it into 15 different currencies, and use it for global shopping and ATM withdrawals. Earn miles on exchanges and purchases, and access banking services through JAL NEOBANK.

**Highlights:** Multi-currency prepaid Mastercard, Charge in JPY, exchange to 15 currencies, Global shopping and ATM withdrawals, Earn miles on exchanges and purchases, JAL NEOBANK integration, Biometric authentication for secure transactions, Real-time currency exchange

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy flight booking
- ✨ Elegant design
- 💰 Convenient mile accumulation
- ✈️ Good for JAL enthusiasts

**What reviewers complain about**

- 🐛 Frequent app freezes/crashes
- 🐌 Slow loading times
- ❌ Difficult to use/confusing UI
- 📞 Unresponsive customer support
- 💳 Issues with credit card integration

**Reported bugs**

- JAL Pay not reflecting in Apple Pay
- App crashes when checking mileage expiration or flight availability
- Biometric login issues with JAL NEO BANK
- JAL points expiring without notification
- App freezes on 'Chance' button

**Requested features**

- Allow independent use of JAL Pay and JAL NEO BANK
- Improve JAL Pay charge limit logic (reset on calendar day/month)
- Add Seven Bank ATM cash charge option for JAL Pay
- Implement biometric login for JAL NEO BANK
- Allow multiple credit card registrations for JAL Pay


## Frequently asked questions

### Is 住信SBIネット銀行 NISA投資や証券、株・デビットカード free?

住信SBIネット銀行 NISA投資や証券、株・デビットカード is free to download, with no in-app purchases.

### Is JALマイレージバンク free?

JALマイレージバンク is free to download, with no in-app purchases.

### Which has better reviews, 住信SBIネット銀行 NISA投資や証券、株・デビットカード or JALマイレージバンク?

住信SBIネット銀行 NISA投資や証券、株・デビットカード is rated higher. 住信SBIネット銀行 NISA投資や証券、株・デビットカード averages 4.6 out of 5 from 414K ratings, while JALマイレージバンク averages 4.5 from 129K ratings.

### Do 住信SBIネット銀行 NISA投資や証券、株・デビットカード or JALマイレージバンク have ads?

Neither 住信SBIネット銀行 NISA投資や証券、株・デビットカード nor JALマイレージバンク shows ads.

### Which is updated more often, 住信SBIネット銀行 NISA投資や証券、株・デビットカード or JALマイレージバンク?

住信SBIネット銀行 NISA投資や証券、株・デビットカード ships an update every 3 weeks, and JALマイレージバンク every 3 weeks. Most recently, 住信SBIネット銀行 NISA投資や証券、株・デビットカード was updated on November 7, 2026 and JALマイレージバンク on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*