# MTrader vs Universo Mobile Banking

The clearest difference is rating: Universo Mobile Banking at 5.0 against MTrader's 2.5. Universo Mobile Banking also leads on update cadence (fortnightly vs every 3 months) and monetization model (free vs ad-supported). MTrader's advantage is review sentiment (10% vs 0%) and ratings volume (6 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universo Mobile Banking holds the better App Store score, 5.0 against 2.5. That said, the two scores are not equally well evidenced: MTrader has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 10% of MTrader's written reviews are positive against 0% of Universo Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

MTrader ships an update every 3 months, Universo Mobile Banking fortnightly. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MTrader | Universo Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (6 ratings)](https://appshunter.io/ios/app/mtrader/id436829408/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/universo-mobile-banking/id6590635351/reviews)** |
| Number of ratings | **6** | 1 |
| Positive reviews | **10.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 26 MB | 139 MB |
| Requires iOS | **13.6** | 15.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Millennium bcp](https://appshunter.io/developer/361329367) | [UNIVERSO, IME, S.A.](https://appshunter.io/developer/1205416739) |

## What reviewers say

### MTrader

[App page](https://appshunter.io/ios/app/mtrader/id436829408)

Track stock market investments with real-time quotes from global exchanges. Buy and sell securities easily with an intuitive interface, market depth information, and daily news updates to help plan your investments.

**Highlights:** Real-time international stock quotes, Direct stock market trading, Market depth and latest trades, Daily market news and analyst opinions, Securities portfolio tracking, Order book access

**Features:** Vision Pro support

**In-app purchases:** none


### Universo Mobile Banking

[App page](https://appshunter.io/ios/app/universo-mobile-banking/id6590635351)

Manage your finances, cards, and credit from your mobile device. Access real-time account information, make payments, and apply for loans and insurance.

**Highlights:** Digital card application, Real-time balance and transaction history, Virtual card creation for secure online payments, Personal finance and budget management, Card controls and usage alerts, Credit and insurance application, Savings and investment management

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MTrader free?

MTrader is free to download, with no in-app purchases.

### Is Universo Mobile Banking free?

Universo Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, MTrader or Universo Mobile Banking?

Universo Mobile Banking is rated higher. MTrader averages 2.5 out of 5 from 6 ratings, while Universo Mobile Banking averages 5.0 from 1 ratings.

### Do MTrader or Universo Mobile Banking have ads?

Neither MTrader nor Universo Mobile Banking shows ads.

### Which is updated more often, MTrader or Universo Mobile Banking?

MTrader ships an update every 3 months, and Universo Mobile Banking fortnightly. Most recently, MTrader was updated on October 22, 2026 and Universo Mobile Banking on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*