# PlainPay vs Raiffeisen

The clearest difference is update cadence: Raiffeisen at fortnightly against PlainPay's every 2 months. PlainPay's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PlainPay ships an update every 2 months, Raiffeisen fortnightly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PlainPay | Raiffeisen |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (79 ratings)](https://appshunter.io/ios/app/plainpay/id437482265/reviews)** | — |
| Number of ratings | **79** | — |
| Positive reviews | — | 53.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 38 MB | 109 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Auriga Spa](https://appshunter.io/developer/409321380) | [Raiffeisen Information Service Scarl](https://appshunter.io/developer/1547995556) |

## What reviewers say

### PlainPay

[App page](https://appshunter.io/ios/app/plainpay/id437482265)

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

**Highlights:** QR code payments and transfers, Cardless ATM withdrawals, Secure internet banking access, Utility scanner for QR/Bar codes, Digitally sign electronic documents, OTP functionality

**Features:** Vision Pro support

**In-app purchases:** none


### Raiffeisen

[App page](https://appshunter.io/ios/app/raiffeisen-app/id1500232492)

Manage your banking needs with ease, including transfers, payments, and bill settlements. Access your account information, find nearby branches, and contact your bank securely from anywhere.

**Highlights:** Account overview and asset management, Transfers and real-time payments, Bill payments (auto tax, public administration), Mobile and card top-ups, Digital contract signing, IBAN scanner for easy input, Branch locator

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PlainPay free?

PlainPay is free to download, with no in-app purchases.

### Is Raiffeisen free?

Raiffeisen is free to download, with no in-app purchases.

### Do PlainPay or Raiffeisen have ads?

Neither PlainPay nor Raiffeisen shows ads.

### Which is updated more often, PlainPay or Raiffeisen?

PlainPay ships an update every 2 months, and Raiffeisen fortnightly. Most recently, PlainPay was updated on November 1, 2026 and Raiffeisen on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*