# PlainPay vs MyBSI

The clearest difference is update cadence: MyBSI at every 4 weeks against PlainPay's every 2 months. PlainPay's advantage is iOS requirement (11.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PlainPay ships an update every 2 months, MyBSI every 4 weeks. The most recent releases landed on September 20, 2026 and July 7, 2026 respectively.

## The numbers

| Metric | PlainPay | MyBSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (67 ratings)](https://appshunter.io/ios/app/plainpay/id437482265/reviews)** | — |
| Number of ratings | **67** | — |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 40 MB | 35 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Auriga Spa](https://appshunter.io/developer/409321380) | [Banca Sammarinese di Investimento Spa](https://appshunter.io/developer/1559062994) |

## What reviewers say

### PlainPay

[App page](https://appshunter.io/ios/app/plainpay/id437482265)

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

**Highlights:** QR code payments and transfers, Cardless ATM withdrawals, Secure internet banking access, Utility scanner for QR/Bar codes, Digitally sign electronic documents, OTP functionality

**In-app purchases:** none


### MyBSI

[App page](https://appshunter.io/ios/app/mybsi/id1559062992)

Manage your bank account and payment card transactions with real-time notifications. Securely authorize web banking logins and e-commerce payments using PIN or biometric authentication. Stay informed about new offers and promotions from the bank.

**Highlights:** Transaction notifications, Real-time authorization alerts, PIN and biometric login, E-commerce payment confirmation, Bank news and promotions, 3DS service registration

**In-app purchases:** none


## Frequently asked questions

### Is PlainPay free?

PlainPay is free to download, with no in-app purchases.

### Is MyBSI free?

MyBSI is free to download, with no in-app purchases.

### Do PlainPay or MyBSI have ads?

Neither PlainPay nor MyBSI shows ads.

### Which is updated more often, PlainPay or MyBSI?

PlainPay ships an update every 2 months, and MyBSI every 4 weeks. Most recently, PlainPay was updated on September 20, 2026 and MyBSI on July 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*