# PlainPay vs BAC mobile

The clearest difference is rating: PlainPay at 4.6 against BAC mobile's 4.3. PlainPay also leads on ratings volume (67 vs 6) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PlainPay holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: PlainPay has 67 ratings behind it against 6, so its average is the more settled of the two.

PlainPay ships an update every 2 months, BAC mobile every 4 months. The most recent releases landed on September 20, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | PlainPay | BAC mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (67 ratings)](https://appshunter.io/ios/app/plainpay/id437482265/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/bac-mobile/id656567286/reviews) |
| Number of ratings | **67** | 6 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 40 MB | 37 MB |
| Requires iOS | 11.0 | 11.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Auriga Spa](https://appshunter.io/developer/409321380) | [BANCA AGRICOLA COMMERCIALE ISTITUTO BANCARIO SAMMARINESE SPA](https://appshunter.io/developer/656567449) |

## What reviewers say

### PlainPay

[App page](https://appshunter.io/ios/app/plainpay/id437482265)

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

**Highlights:** QR code payments and transfers, Cardless ATM withdrawals, Secure internet banking access, Utility scanner for QR/Bar codes, Digitally sign electronic documents, OTP functionality

**In-app purchases:** none


### BAC mobile

[App page](https://appshunter.io/ios/app/bac-mobile/id656567286)

Manage your current account with a secure, flexible, and user-friendly service designed for iPhone and iPad. Access your Internet Banking credentials or visit a branch for more information.

**Highlights:** Secure account management, Flexible banking services, User-friendly interface, Internet Banking access, Designed for iPhone and iPad

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PlainPay free?

PlainPay is free to download, with no in-app purchases.

### Is BAC mobile free?

BAC mobile is free to download, with no in-app purchases.

### Which has better reviews, PlainPay or BAC mobile?

PlainPay is rated higher. PlainPay averages 4.6 out of 5 from 67 ratings, while BAC mobile averages 4.3 from 6 ratings.

### Do PlainPay or BAC mobile have ads?

Neither PlainPay nor BAC mobile shows ads.

### Which is updated more often, PlainPay or BAC mobile?

PlainPay ships an update every 2 months, and BAC mobile every 4 months. Most recently, PlainPay was updated on September 20, 2026 and BAC mobile on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*